Retirement

The fees and costs are estimated amounts in relation to the 12 months to 30 June 2020.

Westpac Variable Income Plan (K00)

APIR Code Fund Indirect Costs (%)1 Other Fees (%)2 Borrowing Costs (%)3
WFS0042AU Balanced Growth Fund 0.21% 1.64% 0.09%
APC0492AU Cash Guaranteed 0.00% 1.30% 0.00%
WFS0043AU Conservative Growth Fund 0.18% 1.64% 0.09%
APC0495AU Growth Plus 0.18% 1.53% 0.07%
WFS0044AU Guaranteed Money Market Fund 0.00% 1.30% 0.00%
APC0494AU Managed Growth 0.21% 1.64% 0.09%
APC0493AU Managed Stable 0.18% 1.64% 0.09%
WFS0045AU Moderate Growth Fund 0.20% 1.64% 0.09%

1. The indirect costs of the option are estimated amounts in relation to the 12 months to 30 June 2020. These indirect costs relate to the underlying fees and costs incurred in managing the investment which directly or indirectly reduce the return on the investment. Indirect costs are estimates and may vary over time.
2. Other fees are estimated amounts in relation to the 12 months to 30 June 2020. Additional fees and costs, such as administration fees, buy-sell spreads, activity fees, advice fees for personal advice or insurance fees, may apply. Other fees are estimates and may vary over time.
3. The borrowing costs of the option are estimate amounts in the relation to the 12 months to 30 June 2020. These borrowing costs are the costs to fund the purchase or borrowing of an asset, such as interest, establishment fees, administrative fees and government charges. Borrowing costs are estimates and may vary over time.