BT Professional Investment Loan interest rates

BT offers both variable and fixed interest rates for BT Investment Loans.

Prepaying a fixed interest rate allows you to lock in interest rate certainty for up to a year and allows for easier cash flow management.

You need to ensure that you can fund your obligations under your loan and any interest on the loan (including the payment of any interest, fees and charges).

The interest paid may also be tax deductible depending on your personal circumstances and subject to the prepayment tax rules. Tax laws are complex and may change over time, possibly with retrospective application. You should consult a tax specialist or your financial adviser regarding the tax consequences of investing in a BT Professional Investment Loan.

Variable interest

Interest rates are reviewed monthly and are subject to change.
Rates below are effective 28 May 2018.

Variable interest rates
BT Professional Investment Loan 6.99%

Effective Monday 22 October 2018, we will be increasing the variable interest rate on BT Professional Investment Loans by 0.17%.

We carefully consider every interest rate decision we make as we know increasing interest rates impact our customers. This decision reflects a sustained increase in wholesale funding costs.

 

Fixed interest (in advance)

Period BT Professional Investment Loan
12 months 6.84%
2 Years 7.14%
3 Years 7.29%
4 Years 7.44%
5 Years 7.59%