Clients who apply for a new margin loan before 31 December 2017 won’t pay any fixed interest in February 2018.

* Conditions apply:

  • Clients must apply for a new fixed loan for 12 months or longer (note: minimum amount for a fixed loan is $20,000); 
  • The proceeds of the new fixed loan cannot be used to pay another existing margin loan within Westpac Group; and 
  • The new fixed loan must be held until maturity.

Pay no fixed interest in February 2018

  • For prepaid fixed interest – the annual prepaid amount will be adjusted to exclude the February 2018 fixed interest portion; 
  • For fixed interest paid monthly in arrears - any fixed interest accrued in February will be credited back to the account on or around 28 February 2018.

More than just a competitive rate

BT Margin Lending offers competitive fixed rates – speak to your margin lending State Manager or one of our margin lending specialists to find out more.

By taking out a BT margin loan, your client can:

  • Access additional funds to capitalise on share market opportunities when they arise; 
  • Lock in a competitive fixed rate; 
  • Diversify across shares, ETFs and managed funds; 
  • Use the extra funding to help manage portfolio risk; 
  • ‘Unlock equity’ in an existing share portfolio, thereby freeing up funds without selling; 
  • Avoid using the family home as security.

Like any form of lending, margin lending also carries some level of risk. The key risk is that if the loan balance exceeds the limits set, a margin call will be received. Other common risks are:

  • Negative market movements; 
  • Interest rate rises; 
  • LVR reductions or removal;
  • Dividends from investments not received; 
  • Taxation law changes.

Find out more about BT Margin Lending

Option 1 – Get started – and do it yourself

Initiate the process yourself by downloading, completing and returning the appropriate forms:

Step 1
Ensure your client reads and understands the PDS and FSG

Step 2
Download and complete the Cover Sheet along with the appropriate application form (Individual or Wholesale Facility Agreement)

Step 3
Return completed Cover Sheet and application form by 31 December 2017 to:

BT Margin Lending 
GPO Box 3917 
Sydney NSW 2001 

What you’ll need:

Find out more about BT Margin Lending.

Option 2 – Request a call back – and we’ll help you

Email us your preferred contact number and one of our margin lending specialists will contact you and help you though each step of the application process.

If you have any questions, please:

Things you should know: 

Information for advisers only. This communication may contain financial product advice and has been prepared for your use only. It must not be made available to any retail client or attributed to BT.

BT Securities Limited ABN 84 000 720 114 AFSL 233722 and Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 are together the issuers of the BT Margin Lending Margin Loan – Product Disclosure Statement (“PDS”). This information has been prepared without taking into account your personal objectives, financial situation or needs. For this reason, before acting on the information you should consider its appropriateness to your objectives, financial situation and needs and consider the disclosure documents which include the PDS. The PDS and other disclosure documents are relevant when deciding whether to acquire or hold this product and can be obtained by calling 1800 816 222.