BT is part of the BT Financial Group (BTFG), the wealth management arm of the Westpac Group. BTFG is the largest retail administrator of superannuation, retirement and investments in Australia with more than $130 billion in total investments*. At BT we've been helping Australians create and manage wealth since 1969 and we manage corporate superannuation plans for over 23,000 employers across Australia, with around 550,000 plan-members.
* Westpac Group full year results as at 30 September 2016.
Financial advisers consistently rank BT as one of the best providers of superannuation and investment solutions in Australia and our commitment to service and product innovation has been regularly acknowledged by the financial services industry. Some of our awards are listed below:
With BT Super's member benefits package - Benefits Now - you can access some great benefits right now. There are no qualifying periods, no complicated terms and conditions and no unnecessary paperwork - just simple, genuine savings.
BT is MySuper ready
MySuper is an initiative of the Australian Government and means that super funds, like those chosen by your employer, are required to offer a product that is simple, cost-effective, and provides insurance cover.
BT has introduced our actively-managed Lifestage funds as our MySuper investment option, building on more than eight years experience in managing Lifestage funds for Australians.
Option 1: Let us invest your super for you
BT's MySuper Lifestage investment option is well-suited for our members who are happy to let the experts manage their super.
Option 2: Choose your own investment mix
Make your own choice about how your super is invested. BT also offers over 30 investment options to create a super portfolio well-suited to your financial goals.
BT Super offers a comprehensive range of insurance options, including Death, Total & Permanent Disability (TPD) and Salary Continuance (SCI) to cover yourself and your family against unforeseen circumstances.
You receive automatic cover without the need for medical checks and your cover automatically adjusts according to age. The premiums are paid directly from your super account and you have the option to change your level of cover.
At BT, we understand the value of family. Your spouse can also join BT Super and enjoy the same features and benefits. Spouses can apply for insurance cover and have access to a broad range of investment options.
When we are advised you have left your employer, you and your spouse and family members, will automatically become 'Personal members' within BT Lifetime Super - Employer Plan. This means you can keep your BT Super account and many of the benefits regardless of where you work.
You can keep your BT Lifetime Super - Employer Plan by completing a Choice form and forwarding this to your new employer. Choice forms can be found at bt.com.au
Product Disclosure Statement - PDS (PDF 530 KB)
Additional Information Booklet – Part 1 General (PDF 524 KB)
Additional Information Booklet – Part 2 Investments (PDF 355 KB)
Additional Information Booklet – Part 3 Insurance (PDF 346 KB)
Financial Services Guide - FSG (PDF 146 KB)
BT Super FAQs (PDF 149 KB)
Request to Transfer form (PDF 112 KB)
Choice of Superannuation Fund form (PDF 157 KB)
Letter of Compliance (PDF 47 KB)
Spouse Application Form (PDF 154 KB)