Fund details BT Lifetime Super – Employer Plan
Retirement Wrap USI BTA0136AU RSE R1001327 ABN 39 827 542 991
Trustee BT Funds Management Limited ABN 63 002 916 458 AFSL No. 233724 RSE No. L0001090

Fund details BT Business Super
Westpac Master Trust Superannuation Division USI WFS0112AU RSE R1003970 ABN 81 236 903 448
Trustee Westpac Securities Administration Limited ABN 77 000 049 472 AFSL 233731 RSE L0001083

BT has not reviewed any awards or other industrial instruments or agreements that are, or may become relevant to your employees. BT Lifetime Super – Employer Plan or BT Business Super may not satisfy your obligations under any such award or industrial instrument or agreement. Before making a decision about BT Lifetime Super – Employer Plan or BT Business Super, we recommend that you seek legal advice on its appropriateness, having regard to the requirements of any awards or other industrial instruments or agreements that are, or may become applicable.

The information provided is factual only and does not constitute financial product advice.  Before acting on it, you should seek independent financial and tax advice about its appropriateness to your objectives, financial situation and needs.

BT Financial Services Guides can be obtained by calling 1300 653 553, or visiting www.bt.com.au.

An investment in BT Lifetime Super – Employer Plan or BT Business Super is not an investment in, deposit with or any other liability of Westpac Banking Corporation ABN 33 007 457 141 (the Bank) or any other company in the Westpac Group.  It is subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. The Bank and its related entities do not stand behind or otherwise guarantees the capital value or investment performance of BT Lifetime Super – Employer Plan or BT Business Super.