The link between super and wellbeing

Poor financial health is one of the leading causes of stress in Australians. It’s unquestionably linked to our physical health, our mental wellbeing and the strength of our relationships.

Super is one of the largest assets most people will own, and it plays a critical role in an individual's financial and overall wellbeing. This is why BT were the first superannuation fund to incorporate a wellbeing philosophy across all aspects of our wealth offer.

BT’s wellbeing philosophy underpins all aspects of our wealth offer – our member experience, our investment suite, our insurance options and our employer services.

My Wellbeing for super members

BT’s wellbeing program – My Wellbeing – provides free access to tools and resources that can help you better understand and improve your health and wellbeing.

My Wellbeing includes a personal health assessment and report, topical wellbeing related stories, engaging wellbeing challenges, healthy recipes and much more.

Super members can register for free access to My Wellbeing below.

My Wellbeing for small business owners

For small to medium business owners and operators, investing in your own wellbeing can be just as important as investing in the business, but it’s often the last thing you have the time or the money to do.

To help you invest in yourself we’ve set up a version of My Wellbeing that’s specifically tailored to small to medium business owners and operators. It has all the same great content that’s on the members' version of My Wellbeing, as well as access to a range of small business wellbeing support tools, and it costs nothing to join.

Read more about My Wellbeing for businesses here or sign up and take your first step to living well today.

Wellbeing support

BT’s wellbeing philosophy underpins all aspects of our super offer. It’s in the investment options we make available, the approach we take to insurance and claims, the way we interact with members and the support we offer across all aspects of wellbeing.

Fund members have access to a broad range of wellbeing related tools, discounts and education including:

  • Benefits Now – discounts and deals across a range of everyday things from health, fitness, travel, entertainment, and technology to banking products like credit cards, personal loans and insurance.

  • My Wellbeing – access to wellbeing resources for members and business owners.

  • Member education – member webinars to support members with their financial education and wellbeing.

  • Extra care – for customers needing additional support due to natural disasters, financial abuse or hardship, domestic or family violence, serious illness or injury, or as a member of an indigenous or remote community.

Whether you own a small business or run a big company, BT Super can help you manage your employer super with ease.

Answer a few simple questions to help you check if you’re meeting your business super obligations and doing the right thing for your people. It only takes about 5 minutes.

Our dedicated business super team is here to help you with everything super-related.
Mon-Fri, 8.30am-6.00pm Sydney time

 

Fund details for BT Super

Fund - Retirement Wrap USI BTA0287AU RSE R1001327 ABN 39 827 542 991. Trustee - BT Funds Management Limited ABN 63 002 916 458 AFSL No. 233724 RSE No. L0001090.

BTFM is the trustee and the issuer of interests in BT Super, which is part of Retirement Wrap. A Product Disclosure Statement (PDS) is available for BT Super and can be obtained by calling 1300 553 010 or visiting www.bt.com.au.  You should obtain and consider the PDS before deciding whether to acquire, continue to hold or dispose of interests in BT Super.

BTFM is a subsidiary of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac). Unless otherwise disclosed in the offer document for the relevant financial product an investment in BT Super is not an investment in, deposit with or any other liability of Westpac or any other company in the Westpac Group. It is subject to investment risk, including possible delays in repayment and loss of income and principal invested. Westpac and its related entities do not stand behind or otherwise guarantee the capital value or investment performance of the specific investments you select or the account generally.

BT has not reviewed any awards or other industrial instruments or agreements that are, or may become relevant to your employees. BT Super may not satisfy your obligations under any such award or industrial instrument or agreement. Before making a decision about BT Super, we recommend that you seek legal advice on its appropriateness, having regard to the requirements of any awards or other industrial instruments or agreements that are, or may become applicable.

The information provided is factual only and does not constitute financial product advice. Before acting on it, you should seek independent financial and tax advice about its appropriateness to your objectives, financial situation and needs. The information is current as at February 2020 and provides an overview or summary only and it should not be considered a comprehensive statement on any matter or relied upon as such.