• Streamlined and compliant processing meet the government’s regulations and save time with streamlined and automated processing of your super administration, contributions and payments through QuickSuper

  • Flexibility – whatever your employees’ investing experience, goals or philosophy, we have an investment choice to suit

  • Protection – super can also provide protection in case something unexpected happens

  • Expert support – you and your employees will have access to a team of specialists who are familiar with your specific goals around investments, insurance, member outcomes and employer services

  • Wellbeing philosophy – we offer support on more than just super with our Benefits Now program and Wealth Review.

BT Super is designed to help you easily meet your super obligations, as well as providing flexibility to tailor your super plan so it works for your employees.

At BT we believe in preparing our members for their best possible financial future. This includes ensuring we understand people’s financial interests and needs as they change over time. We’ve developed a broad advice offering so we can give the most appropriate advice to members at any time during their super journey.

Being part of the Westpac Group, we can offer members access to special offers on a range of Westpac Group banking and wealth products, services and expertise.

Contact us for more information about our banking and wealth offers

Investment options

BT are the pioneers of Lifestage investing in the Australian market, with more than 10 years’ experience in managing Lifestage investment funds.

Lifestage investing automatically adjusts the mix of growth and defensive assets throughout an employee’s working life, with the aim of maximising growth when they are young and reducing risk as they approach retirement. The automatic adjustments particularly benefit members who don’t wish to take an active role in their super investment.

For more information on Lifestage investing watch this short video on BT MySuper Lifestage Funds.

BT MySuper Lifestage Funds

For members who do wish to take an active role in their super investment, they have the option to make their own investment choices from our easy-to-understand investment choice menu. 

Learn more about our Investment options


When it comes to preparing for the future, insurance and super go hand in hand. Our approach to insurance stems from our wellbeing philosophy and is focused on helping employees live well by protecting them against unforeseen circumstances.

You can offer employees a choice of standard or tailored cover and increase the level of cover to suit the size and needs of your workforce. Insurance options include Death Only, Death & Total and Permanent Disablement, and Salary Continuance for benefit periods of 2 years, 5 years and up to age 65.

When things go wrong we are committed to supporting members to get well and return to work as soon as possible, wherever possible. Members who submit a claim are supported throughout the entire process by a dedicated Claims Manager who ensures each case is assessed on its own merit and all valid claims are promptly paid. 

Contact us for more information about our quality insurance cover

Couple on boat

Why choose BT?

BT offers you a simple solution for Employer Super that ticks all the boxes while providing employees with options for investments and insurance. Our financial stability, reputation and experience can help ensure that your employees prepare for their best financial future.

Learn more

About BT Super

BT Super is offered by BT, part of Westpac Banking Corporation. We’re one of the largest administrator of super, retirement and investments in Australia.

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If you have any questions about Super for your employees, contact us for more information

BT Funds Management Limited ABN 63 002 916 458 AFSL No. 233724 RSE No. L0001090 (BTFM) is the trustee of Retirement Wrap USI BTA0136AU RSE R1001327 ABN 39 827 542 991 and the issuer of interests in BT Lifetime Super – Employer Plan. A Product Disclosure Statement and other relevant disclosure documents (together, the PDS) are available for BT Lifetime Super – Employer Plan and can be obtained by calling 132 135,or visiting bt.com.au. You should obtain and consider the PDS before deciding whether to acquire, continue to hold or dispose of interests in BT Lifetime Super – Employer Plan.  BTFM is a member of Westpac Banking Corporation ABN 33 007 457 141 (the Bank).  An investment in BT Lifetime Super – Employer Plan is not an investment in, deposit with or any other liability of the Bank or any other company in the Westpac Group.  It is subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. The Bank and its related entities do not stand behind or otherwise guarantees the capital value or investment performance of BT Lifetime Super – Employer Plan.

The information shown on this site is general information only, it does not constitute any recommendation or advice; it has been prepared without taking into account your personal objectives, financial situation or needs and so you should consider its appropriateness having regard to these factors before acting on it. Any taxation position described is a general statement and should only be used as a guide. It does not constitute tax advice and is based on current tax laws and our interpretation. Your individual situation may differ and you should seek independent professional tax advice. You should also consider obtaining personalised advice from a professional financial adviser before making any financial decisions in relation to the matters discussed hereto.  The information provides an overview or summary only and it should not be considered a comprehensive statement on any matter or relied upon as such.

BTFM has not reviewed any awards or other industrial instruments or agreements that are, or may become relevant to your employees. BT Lifetime Super – Employer Plan may not satisfy your obligations under any such award or industrial instrument or agreement. Before making a decision about BT Lifetime Super – Employer Plan, we recommend that you seek legal advice on its appropriateness, having regard to the requirements of any awards or other industrial instruments or agreements that are, or may become applicable.

BT Financial Services Guides can be obtained by calling 1300 653 553, or visiting www.bt.com.au.  © BT - Part of Westpac Banking Corporation.