BT Lifetime - Personal Super

Investment choice

BT Lifetime - Personal Super has over 20 investment options, managed by BT and a number of leading external fund managers, covering a broad range of risk and return alternatives. You can choose any number of investment options and can change your investment selection at any time.

Build your super

Adding to your BT Lifetime - Personal Super is easy. You can contribute salary sacrifice funds, spouse contributions and personal after-tax contributions. The plan also accepts the government co-contribution (if you are eligible). Further information regarding eligibility and government co-contributions can be obtained from the ATO.

Insurance options

Paying for life insurance through BT Lifetime - Personal Super allows you to pay your premiums using pre-tax dollars from your super. You have access to the following insurance options:

• Death cover
• Death and Total and Permanent Disablement cover.

Access to your account anytime

You can monitor and manage your super online at bt.com.au or via our automated phone service on 132 135.

More information

• Product disclosure statement (PDS)
• Investment options
• Unit prices
• Performance
• Management fees

This information has been prepared without taking account of your objectives, financial situation or needs. Because of this you should, before acting on this information, consider its appropriateness, having regard to your objectives, financial situation and needs.

The taxation position described is a general statement and should only be used as a guide. It does not constitute tax advice and is based on current tax laws and our interpretation. Your individual situation may differ and you should seek independent professional tax advice.

BT Funds Management Limited ABN 63 002 916 458, AFSL No. 233724, RSE No. L0001090 is the trustee of BT Lifetime - Personal Super Fund ABN 83 953 436 008, RSE R1003864 [the Fund] and is the issuer of interests in the Fund. A Product Disclosure Statement (PDS) is available for the Fund and can be obtained by calling 132 135, or visiting www.bt.com.au. You should obtain and consider the PDS before deciding whether to acquire, continue to hold or dispose of units in the Fund.