Retirement can be an exciting time for people, as new opportunities are presented around work, interests, family and friends. But it can also be an emotional time, as people try to establish new routines and new sources of fulfilment. Planning and experimentation are key ingredients for making the most of the journey.

With around 90% of workers now in compulsory superannuation schemes many Australians are facing a more secure retirement than ever before. Despite this, many Australians will have far less than they need to live comfortably in retirement.

1. Planning for retirement

   Don't leave it to the last minute! The more time you give to plan for your retirement, the less stressful it can be.

   Learn more about planning for retirement

2. How much will you need for retirement?

   Many people underestimate just how much is needed to enjoy even a moderate lifestyle in retirement.

   Learn more about how much income you’ll need in retirement

3. When can I retire?

   There are strict rules around when you can access your super and when you can access the Government Age Pension.

   Learn more about when you can retire

4. What is a transition to retirement strategy?

   When you reach preservation age (currently age 55) it’s possible to access some of your super as an income stream even if you are still working.

   Learn more about the transition to retirement strategy

5. What are my retirement options?

   Retirement doesn’t mean you have to stop work completely if you don’t want to.

   Learn more about what your options in retirement