What are the different options available through BT?
Your investment choices with BT are generally organised in risk categories - stable, conservative, moderate, dynamic and aggressive. The more aggressive investment options tend to invest heavily in higher risk assets - like Australian and international shares, whereas conservative options allocate more to cash and fixed interest investments.
Stable
For investors who need to access their funds in the near future and do not like risk. A stable investment is mostly invested in cash.
Conservative
For investors who are looking for some growth but are mostly concerned about protecting their super. A conservative investment mix features a ranges of asset classses with a predominance of cash and fixed property.
Moderate
For investors who are looking for good long-term returns without large ups-and-downs in the short-term. A moderate investment mix features a range of asset classes with a predominance of bonds and domestic shares.
Dynamic
For investors who are prepared to take more risk in exchange for potentially higher earnings on their investments over the longer term. Dynamic investors are comfortable with volatility and the possibility of negative returns. A dynamic investment mix features a ragnes of asset classes with a predominance of bonds and domestic shares and some exposure to international shares.
Aggressive
For investors who are willing to take more risk in search of greater returns. Aggressive investors are comfortable with volatility and with the possibility of negative returns and aim to invest over a long period. An aggressive investment mix features a range of asset classes with a predominance of domestic shares and some exposure to international shares and bonds.
To find out more:
- Download the fund factsheets
- Read the ‘choosing your investment options’ part of your Product Disclosure Statement for your fund.
Learn more about Investment strategies
- What are the different investment mix options for my super?
- What are the different options available through BT?
- How do I know which investment option to choose?
- How does the market affect my super?
- Diversification and changing my investment mix to suit my stage in life
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