BT Market Insights en-au Copyright BT Financial Group BT keeps you informed with regular market insights on share markets and investment strategies. http://www.bt.com.au/bt-market-insights/bt-market-insights.asp Business invest, Investing, economist, stocks, stock, Markets, australia, australian, international, global, economic, economics, update, volatility, economics, business, news Tue, 10 Jan 2012 10:00:00 +1000 Tue, 10 Jan 2012 10:00:00 +1000 InternetContent@btfinancialgroup.com (BT Digital) 180 Advance Quarterly Update, January 2012 http://www.bt.com.au/lib/images/content/patrick_farrell_255x165.jpg Patrick Farrell - update 140 90 Patrick Farrell, CIO / Head of Advance Asset Management, talks about changes in global markets over the last quarter, how this has impacted investors in Australia and the key global risks the team is monitoring. Webcast, Markets, Patrick Farrell Wed, 25 Jan 2012 16:10:00 +1000 http://www.advance.com.au/market-insights/latest-updates/2012/01-january/20120125-patrick-farrell-update.asp http://www.advance.com.au/market-insights/latest-updates/2012/01-january/20120125-patrick-farrell-update.asp Three views on 2012 http://www.bt.com.au/lib/images/content/insights-right-time-to-invest.jpg market movements 140 90 Tue, 10 Jan 2012 10:00:00 +1000 Markets, Economics Joe Bracken, BT Investment Management Head of Macro Strategies, Besa Deda, St.George Chief Economist and Patrick Farrell, Advance Head of Investment Solutions each have their own views on how the Australian and global economies will go over 2012.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2012/01-january/20120110-three-views-on-2012.asp Caton's Corner - January 2012 http://www.bt.com.au/lib/images/content/chris_caton_255x165.jpg Chris Caton 140 90 Fri, 6 Jan 2012 09:40:00 +1000 Chris Caton, Markets, Economics Few investors will be sad to see the end of 2011. It was a very difficult year, which promised quite a bit early on and then disappointed badly.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2012/01-january/20120101-catons-corner.asp Over 75s to keep 9% super guarantee http://www.bt.com.au/lib/images/content/insights-super3.jpg Over 75s to keep 9% super guarantee 140 90 Thu, 1 Dec 2011 13:30:00 +1000 Super, Reforms, Melanie Evans, Government contributions, Tax, Government From 1 July 2013, the maximum age limit will be removed for all employed Australians. Previously workers over 75 were not entitled to be paid the 9% super guarantee. This allows workers over age 75 to keep building their retirement savings.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/12-december/20111201-SG-for-over-75s.asp The new compulsory superannuation contributions - how does it work? http://www.bt.com.au/lib/images/content/insights-super2.jpg SG increases 140 90 Thu, 1 Dec 2011 10:40:00 +1000 Super, Reforms, Melanie Evans, Government Legislation has been introduced to parliament to increase the compulsory superannuation contributions from 9% to 12% and to abolish the Superannuation Guarantee age limit.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/12-december/20111201-SG-increase.asp Market summary, 25 November 2011 http://www.bt.com.au/lib/images/content/insights-right-time-to-invest.jpg market movements 140 90 Mon, 28 Nov 2011 14:40:00 +1000 Chris Caton, Markets, Economics Friday 25 November was the sixth day in a row the Australian share market fell, taking the S&P/ASX200 to under 4000.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/11-november/20111128-market-movements.asp Caton's Corner - November 2011 http://www.bt.com.au/lib/images/content/chris_caton_255x165.jpg Chris Caton 140 90 Tue, 15 Nov 2011 09:40:00 +1000 Chris Caton, Markets, Economics October finally brought some relief for investors. The Australian share market rose for the first time in seven months, and the US S&P 500 index, rose by 10.8%, its best month in close to 20 years.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/11-november/20111115-catons-corner.asp Advance Quarterly Update, October 2011 http://www.bt.com.au/lib/images/content/patrick_farrell_255x165.jpg Patrick Farrell - update 140 90 Patrick Farrell, Head of Advance Investment Solutions, talks about changes in global markets over the last quarter, how this has impacted investors in Australia and the key global risks the team is monitoring. Webcast, Markets, Patrick Farrell Thu, 27 Oct 2011 13:15:00 +1000 http://www.advance.com.au/market-insights/latest-updates/2011/10-october/20111027-patrick-farrell-update.asp http://www.advance.com.au/market-insights/latest-updates/2011/10-october/20111027-patrick-farrell-update.asp Caton's Corner - October 2011 http://www.bt.com.au/lib/images/content/chris_caton_255x165.jpg Chris Caton 140 90 Mon, 5 Oct 2011 14:15:00 +1000 Chris Caton, Markets, Economics Last month BT Chief Economist Chris Caton wrote that investors would be glad to see the back of August, but things didn't improve in September. Read on for Chris' latest view.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/10-october/20111005-catons-corner.asp Market movements: what happened and why http://www.bt.com.au/lib/images/content/insights-right-time-to-invest.jpg Market movements: what happened and why 140 140 Fri, 23 Sep 2011 12:10:00 +1000 Investing, Markets, Insights, Economics The Australian market opened lower this morning after a night of falls across international markets. Read Felix Stephen's view on what's caused the latest round of market movements.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/09-september/20110923-markets-movements.asp What to expect next http://www.bt.com.au/lib/images/content/insights-cash-vs-shares.jpg What to expect next 140 140 Fri, 23 Sep 2011 12:11:00 +1000 Investing, Markets, Insights, Economics The Australian market opened lower this morning after a night of falls across international markets. Read Felix Stephen's view on what to expect next.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/09-september/20110923-what-to-expect-next.asp What's causing continuing market volatility http://www.bt.com.au/lib/images/content/felix_stephen_255x165.jpg Felix Stephen 140 90 Thu, 8 September 2011 12:00:00 +1000 Investing, Economics, Markets Global financial markets have seen some extreme swings over the past few weeks. Felix Stephen, Manager Strategy & Research for Advance, talks about some of the key factors contributing to this volatility and gives his outlook for financial asset markets.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/09-september/20110908-whats-causing-continuing-market-volatility.asp Making sense of the markets - Tuesday, 6th September http://www.bt.com.au/lib/images/content/insights-super3.jpg Making sense of the markets 140 140 Tues, 6 September 2011 12:00:00 +1000 Investing, Markets The current volatility is not unexpected. We have said previously we expect markets to remain volatile in the short-term.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/09-september/20110906-making-sense-of-markets.asp Caton's Corner - September 2011 http://www.bt.com.au/lib/images/content/chris_caton_255x165.jpg Chris Caton 140 90 Mon, 5 Sep 2011 12:00:00 +1000 Chris Caton, Markets, Economics Few investors will be sorry to see the back of August. They were whipsawed through some extraordinary market volatility. For the month, the ASX200 fell by 2.9%, its fifth successive monthly drop. But it could have been a lot worse.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/09-september/20110905-catons-corner.asp Five rules for investing during volatile times http://www.bt.com.au/lib/images/content/insights-cash-vs-shares.jpg Volatile times 140 140 Fri, 19 Aug 2011 12:00:00 +1000 Investing, Markets The latest round of market volatility may have left a temporary dent on the balance sheets of many investors, but history tells us markets always recover. Unfortunately, history also tells us that panic and anxiety can lead some investors to decisions that create much bigger holes over the long-term. Here are five ways to avoid bad investment decisions.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/08-august/20110819-investing-in-volatile-times.asp That sinking feeling - how to avoid investor regret http://www.bt.com.au/lib/images/content/insights-right-time-to-invest.jpg When is the right time to invest? 140 140 Fri, 19 Aug 2011 12:00:00 +1000 Investing, Markets A share market shake-up can have emotional, as well as financial, consequences. Fortunately, insights from the world of behavioural finance can help us deal with those emotions and improve our investment decisions.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/08-august/20110819-that-sinking-feeling.asp Keep an eye on the bigger picture http://www.bt.com.au/lib/images/content/chris_caton_255x165_com.jpg Chris Caton 140 90 Thur, 11 Aug 2011 11:20:00 +1000 Super, Markets, Investing, Long term investing, Insights, Bigger Picture, Shares, Chris Caton It's a volatile time in the markets. Listen to our experts talk about what's happening, including BT Financial Group's long-time chief economist Chris Caton in our television advertisement.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/08-august/20110811_keep_an_eye_on_the_bigger_picture.asp Melanie Evans on embracing the long-term with your super http://www.bt.com.au/lib/images/content/mel_evans_255x165.jpg Melanie Evans 140 90 Wed, 10 Aug 2011 11:20:00 +1000 Super, Markets, Investing, Long term investing Don't get caught up in short-term market volatility. Your super has to last you for life - not just the end of your working life. Long-term is really long term. Equity markets move up and down but the long-term direction of the share market is up. So remember your long-term goals and if you have any concern about your investments, see a planner.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/08-august/20110810-Mel-Evans-webcast.asp Nearing retirement and concerned about current market conditions? http://www.bt.com.au/lib/images/content/michael_bailey_140x140.jpg Michael Bailey 140 140 Monday, 8 Aug 2011 18:00:00 +1000 Markets, Shares, Investing, Bigger Picture Michael Bailey, long-standing Investment Specialist at BT, shares some insights on how you can still enjoy a peaceful night's sleep amidst the current market turmoil. In particular he looks at some strategies that will benefit those nearing retirement, such as diversifying your investment portfolios and understanding exactly what 'long term' means to you.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/08-august/20110808-Michael-Bailey-update.asp The US debt situation explained http://www.bt.com.au/lib/images/content/chris_caton_255x165.jpg Chris Caton 140 90 Fri, 5 Aug 2011 13:00:00 +1000 Chris Caton, Markets, Economics Chief Economist Chris Caton looks at US debt: The United States government has more debt than anyone else in the world; more than $14 trillion in total. Most US debt is held within the US and the US debt to GDP ratio will rise in the next few years, simply because the US is running a huge deficit.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/08-august/20110805-caton-on-US-debt.asp Caton's Corner - August 2011 http://www.bt.com.au/lib/images/content/chris_caton_255x165.jpg Chris Caton 140 90 Mon, 1 Aug 2011 12:00:00 +1000 Chris Caton, Markets, Economics Markets began the new financial year tentatively. The Australian share market suffered its fourth negative month in succession, and the eurozone debt issue worsened as Italy and Spain seemed likely to get sucked into the vortex, but then improved when a further bailout package was agreed for Greece. As I write, the US debt issue - the raising of its debt ceiling - is ongoing.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/08-august/20110801-catons-corner.asp Cash vs Shares http://www.bt.com.au/lib/images/content/insights-cash-vs-shares.jpg Cash vs Shares 140 140 Sun, 24 Jul 2011 12:00:00 +1000 Cash vs Shares, Insights, Investing, Bigger Picture, Shares, Cash, Long term investing, Webcast Is it better to grow your wealth by investing in shares, or by putting your money into cash?

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/07-july/cash_vs_shares.asp http://www.bt.com.au/lib/images/content/insights-right-time-to-invest.jpg When is the right time to invest? 140 140 When is the right time to invest? Sun, 24 Jul 2011 12:00:00 +1000 Long term investing, Insights, Investing, Bigger Picture, Shares, Webcast When it comes to the Australian share market, is there ever a right time to invest? And for how long should you hold your investment?

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/07-july/when_is_the_right_time_to_invest.asp http://www.bt.com.au/lib/images/content/insights-property-shares.jpg Need spare cash? Try selling the spare room 140 140 Need spare cash? Try selling the spare room Fri, 5 Aug 2011 12:00:00 +1000 Property, Long term investing, Insights, Investing, Bigger Picture, Shares Australians love bricks and mortar. Most of us aspire to own our own home. Many back up the family castle with an investment property. The popularity of property comes as no surprise. No matter whether markets rise or fall, you can see your investment. You can touch it. It's very reassuring to look at a slice of Australia and know it's yours. What is surprising is that property can be a master, not a servant.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/08-august/201108-sell-the-spare-room.asp Super - a little more now, a whole lot later http://www.bt.com.au/lib/images/content/insights-super.jpg Your super can do amazing things 140 140 Sun, 24 Jul 2011 12:00:00 +1000 Super, Insights, Investing, Bigger Picture Super has an amazing ability to turn something very small into something very big. You could turn an extra $30 a week into an extra $170,000 on retirement.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/07-july/your_super_can_do_amazing_things.asp Super - your money, your choice http://www.bt.com.au/lib/images/content/insights-super3.jpg Super - your money, your choice 140 140 Sun, 24 Jul 2011 12:00:00 +1000 Super, Retirement, Insights, Investing, Bigger Picture Most Australian workers can take advantage of super choice. Did you know you can also nominate how your super is invested? Taking an interest in how and where your super is invested can make a significant difference to your final retirement payout.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/07-july/super_your_money_your_choice.asp Build super for tomorrow. Save tax today http://www.bt.com.au/lib/images/content/insights-super.jpg Build super for tomorrow. Save tax today 140 140 Sun, 24 Jul 2011 12:00:00 +1000 Super, Salary sacrificing, Retirement, Investing, Insights, Tax Adding to your super from your before-tax salary is a simple way to grow a pool of savings for tomorrow while cutting back on the tax you pay today.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/07-july/build_super_for_tomorrow.asp Super - the tax-friendly way to save for retirement http://www.bt.com.au/lib/images/content/insights-super2.jpg Super - the tax-friendly way to save for retirement 140 140 Sun, 24 Jul 2011 12:00:00 +1000 Super, Salary sacrificing, Retirement, Investing, Tax, Insights A key feature and hugely important benefit of superannuation is the generous way it's taxed. Your money is taxed lightly as it goes into super, it's taxed lightly while it's there and growing, and it's taxed lightly when you take it out. As a way to save for retirement, nothing else compares.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/07-july/super_the_tax_friendly_way_to_save_for_retirement.asp Income insurance - protect your most valuable asset http://www.bt.com.au/lib/images/content/insights-income.jpg Income insurance - protect your best asset 140 140 Sun, 24 Jul 2011 12:00:00 +1000 Insurance, Investing, Tax, Insights Our ability to earn a regular income is probably the most important asset of them all. Having that income cease due to illness or injury would severely impact most people's lives. That makes income insurance a vital part of a sound wealth creation plan.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/07-july/income_insurance.asp Borrowing to invest could help you reach your financial goals earlier http://www.bt.com.au/lib/images/content/insights-margin-lending.jpg Borrowing to invest could help you reach your financial goals earlier 140 140 Sun, 24 Jul 2011 12:00:00 +1000 Borrowing to Invest, Investing, Insights, Margin Loan, Gearing It often feels like it will take forever to reach your financial goals. But you could speed up the process and reach your goals sooner by adding additional borrowed funds to the amount you already invest.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/07-july/borrowing_to_invest.asp Caton's Corner - July 2011 http://www.bt.com.au/lib/images/content/chris_caton_255x165.jpg Chris Caton 140 90 Fri, 1 Jul 2011 12:00:00 +1000 Chris Caton, Markets, Economics The end of a frustrating year...and the hope of better things to come? We fretted about double-dip recession in the United States, about a possible slowdown in China and about eurozone debt. A year later, we find ourselves in a remarkably similar situation. The bad news is that these worries are still with us. The good news is that the worst outcomes have not (yet?) eventuated in any of them.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/07-july/201107-catons-corner.asp Super: out of sight, not out of mind http://www.bt.com.au/lib/images/content/BT-Campaign-icons_super.jpg Superannuation 114 101 Fri, 10 Jun 2011 12:00:00 +1000 Super, Investing When it comes to super, it's easy to become complacent when you can't access your money until you've stopped working. However, out of sight shouldn't mean out of mind. Now's the time to be thinking about your super strategy.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/06-june/201106-super-out-of-sight.asp Caton's Corner - June 2011 http://www.bt.com.au/lib/images/content/chris_caton_255x165.jpg Chris Caton 140 90 Wed, 1 Jun 2011 12:00:00 +1000 Chris Caton, Markets, Economics Sell in May and go away! So goes the adage. This year, as in 2010, we should have listened! The Australian share market had its worst month since June last year, falling by 2.4% while the United States market fell by 1.4%. This makes eight months out of the past nine that the US share market has outperformed the Australian market.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/06-june/201106-catons-corner.asp Caton's Corner - May 2011 http://www.bt.com.au/lib/images/content/chris_caton_255x165.jpg Chris Caton 140 90 Fri, 6 May 2011 12:00:00 +1000 Chris Caton, Markets, Economics It was a confusing month for markets. The ASX200 fell for just the second time in eight months, by 0.3%, closing at 4823. By contrast, the US share market, as measured by the SDP index, rose by 2.8%.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/05-may/201105-catons-corner.asp Caton's Corner - April 2011 http://www.bt.com.au/lib/images/content/chris_caton_255x165.jpg Chris Caton 140 90 Mon, 4 Apr 2011 12:00:00 +1000 Chris Caton, Markets, Economics January brought floods and a cyclone to Australia. In February, we witnessed the calamitous Christchurch earthquake. But neither compared with the devastation of the Japanese earthquake and accompanying tsunami in mid-March.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/04-april/201104-catons-corner.asp Markets react to events in Japan - what's the impact on the global recovery http://www.bt.com.au/lib/images/content/felix_stephen_255x165.jpg Felix Stephen 140 90 Wed, 16 Mar 2011 12:00:00 +1000 Felix Stephen, Investing, Markets, Investor Markets reacted dramatically to events in Japan overnight, so we've spoken to Felix Stephen, Advance's Strategy & Research Manager (who is currently overseas meeting global central bankers and investment strategists), for some insight into what this means for investors around the world.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/03-march/201103-felix-stephen-japan-update.asp Caton's Corner - March 2011 http://www.bt.com.au/lib/images/content/chris_caton_255x165.jpg Chris Caton 140 90 Tue, 1 Mar 2011 12:00:00 +1000 Chris Caton, Markets, Economics Share markets made further progress, albeit somewhat unsteadily, in February. The US share market rose by 2.8%, to bring the gains so far this calendar year to 5.5%.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/03-march/201103-chris-caton.asp The Aussie dollar - where to from here? http://www.bt.com.au/lib/images/content/bar_graph114.jpg Markets 114 101 Mon, 28 Feb 2011 12:00:00 +1000 Markets, Economics In 2010 the Australian dollar reached parity with the USD for the first time since 1983. 2011 looks to continue this rally - we speak with two senior strategists from BT Investment Management to explain.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/02-february/201102-australian-dollar.asp Super: Compounding returns and tax benefits http://www.bt.com.au/lib/images/content/BT-Campaign-icons_super.jpg Superannuation 114 101 Mon, 28 Feb 2011 12:00:00 +1000 Super, Investor Compounding returns of superannuation paired with tax advantages make for superior gains towards your retirement.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/02-february/201102-super-compounding-returns.asp Helping our customers affected by the natural disasters http://www.bt.com.au/lib/images/content/flood114.jpg Disasters 114 101 Thu, 24 Feb 2011 12:00:00 +1000 Economics, BT BT is committed to doing all we can to help our customers and communities affected by the recent natural disasters in Australia get back on their feet.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/02-february/201102-helping-customers.asp Caton's Corner - February 2011 http://www.bt.com.au/lib/images/content/chris_caton_255x165.jpg Chris Caton 140 90 Wed, 2 Feb 2011 12:00:00 +1000 Chris Caton, Markets, Economics All Australians know what the main story has been so far this year; the weeks of heavy rainfall, followed by widespread flooding.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/02-february/201102-chris-caton.asp BT responds to the Queensland floods http://www.bt.com.au/lib/images/content/flood114.jpg Floods 114 101 Thu, 20 Jan 2011 12:00:00 +1000 Disaster, BT BT is committed to doing all we can to help our flood-affected customers and communities get back on their feet.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/01-january/QLD_floods.asp Caton's Corner - January 2011 http://www.bt.com.au/lib/images/content/chris_caton_255x165.jpg Chris Caton 140 90 Mon, 10 Jan 2011 12:00:00 +1000 Chris Caton, Markets, Economics The Australian economy begins 2011 with a fair head of steam; employment has increased by 3.7% in the past twelve months, and the mining investment boom still has a long way to run.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2011/01-january/201101-chris-caton.asp Chris Caton webcast - December 2010 http://www.bt.com.au/lib/images/content/chris_caton_255x165.jpg Chris Caton 140 90 Wed, 22 Dec 2010 10:00:00 +1000 Chris Caton, Markets, Economics, Webcast A quick market overview by Chris Caton, Chief Economist of BT Financial Group.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2010/12-december/20101210-chris-caton-webcast.asp Caton's Corner - December 2010 http://www.bt.com.au/lib/images/content/chris_caton_255x165.jpg Chris Caton 140 90 Thu, 2 Dec 2010 17:00:00 +1000 Chris Caton, Markets, Economics 2010 - A frustrating year. Chris Caton reviews the year that was, and looks at that which is to come.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2010/12-december/201012-catons-corner.asp Caton's Corner - November 2010 http://www.bt.com.au/lib/images/content/chris_caton_255x165.jpg Chris Caton 140 90 Thu, 4 Nov 2010 17:00:00 +1000 Chris Caton, Markets, Economics Everything you've been afraid to ask about "Currency Skirmishes" and "Quantitative Easing".

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2010/11-november/201011-catons-corner.asp Better Investor - Spring 2010 http://www.bt.com.au/lib/images/content/diver114.jpg Better Investor - Spring 2010 114 101 Wed, 20 Oct 2010 12:00:00 +1000 Investor, Newsletter BT's latest Better Investor magazine has a range of articles which provide you with the insights required for better investing.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2010/10-october/better-investor.asp Caton's Corner - October 2010 http://www.bt.com.au/lib/images/content/chris_caton_255x165.jpg Chris Caton 140 90 Thu, 7 Oct 2010 16:00:00 +1000 Chris Caton, Markets, Economics BT's Chief Economist Dr Chris Caton provides financial and economic overview to investors, to keep informed about the market and to achieve their financial goals.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2010/10-october/201010-catons-corner.asp Caton's Corner - September 2010 http://www.bt.com.au/lib/images/content/chris_caton_255x165.jpg Chris Caton 140 90 Mon, 6 Sep 2010 16:00:00 +1000 Chris Caton, Markets, Economics BT's Chief Economist Dr Chris Caton provides financial and economic overview to investors, to keep informed about the market and to achieve their financial goals.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2010/09-september/201009-catons-corner.asp Caton's Corner - August 2010 http://www.bt.com.au/lib/images/content/chris_caton_255x165.jpg Chris Caton 140 90 Fri, 20 Aug 2010 16:00:00 +1000 Chris Caton, Markets, Economics BT's Chief Economist Dr Chris Caton provides financial and economic overview to investors, to keep informed about the market and to achieve their financial goals.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2010/08-august/201008-catons-corner.asp BT Monthly Markets Chart Pack - June 2010 http://www.bt.com.au/lib/images/content/line_graph114.jpg Chart Pack 114 101 Mon, 26 Jul 2010 15:00:00 +1000 Markets An overview of movement in global financial markets.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2010/07-july/chart-pack-june2010.asp Important announcement regarding minimum pension payment levels for the 2010-11 Financial Year http://www.bt.com.au/lib/images/content/microphone114.jpg Announcement 114 101 Wed, 30 Jun 2010 18:00:00 +1000 Pension payments Important announcement regarding minimum pension payment levels for the 2010-11 Financial Year.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2010/06-june/20100630-important-announcement.asp BT Monthly Markets Chart Pack - May 2010 http://www.bt.com.au/lib/images/content/line_graph114.jpg Chart Pack 114 101 Wed, 16 Jun 2010 15:00:00 +1000 Markets For the latest figures on the Australian and international share markets, check out the May 2010 BT chart pack.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2010/06-june/chart-pack-may2010.asp Caton's Corner - May 2010 http://www.bt.com.au/lib/images/content/chris_caton_255x165.jpg Chris Caton 140 90 Mon, 31 May 2010 16:00:00 +1000 Chris Caton, Markets, Economics BT's Chief Economist Dr Chris Caton provides financial and economic overview to investors, to keep informed about the market and to achieve their financial goals.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2010/05-may/201005-catons-corner.asp Your super can do amazing things http://www.bt.com.au/lib/images/content/BT-Campaign-icons_super.jpg Superannuation 114 101 Mon, 31 May 2010 16:00:00 +1000 Super, Investor Superannuation has an amazing ability to turn something very small into something very big. By adding just $30 extra to super each week today, a 30 year old investor could be $240,000 better off by the time they retire.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2010/05-may/201005-amazing-super.asp BT Monthly Markets Chart Pack - April 2010 http://www.bt.com.au/lib/images/content/line_graph114.jpg Chart Pack 114 101 Mon, 24 May 2010 14:00:00 +1000 Markets Check out the latest economic data, key indicators, and view graphical explanations of movements in global financial markets. Read BT Monthly Markets Chart Pack - April 2010

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2010/05-may/chart-pack-april2010.asp Making sense of market behaviour http://www.bt.com.au/lib/images/content/patrick_farrell_255x165.jpg Patrick Farrell 140 90 Fri, 7 May 2010 16:00:00 +1000 Markets, Investing Patrick Farrell, Head of Advance Investment Solutions, comments on last night's events that rocked investment markets.

]]> http://www.advance.com.au/downloads/commentaries/2010/201005-Making-sense-of-market-behaviour.pdf Supercharging a more streamlined Super system http://www.bt.com.au/lib/images/content/cogs114.jpg Supercharging 114 101 Mon, 3 May 2010 10:30:00 +1000 Super The fact workers will have a 12 per cent Superannuation Guarantee (SG) by 2019-2020 highlights the significance of the Super System Review reforms proposed in March this year, according to BT Financial Group.

]]> http://www.btfg.com.au/downloads/20100502_Henry_media_release_FINAL.pdf It's in the mix-changes to BT Multi-manager funds http://www.bt.com.au/lib/images/content/microphone114.jpg Announcement 114 101 Fri, 30 Apr 2010 10:00:00 +1000 Multi-manager Since BT Financial Group (BTFG) announced a new structure for the Advance Investment Solutions team in December 2008, including the appointment of Patrick Farrell as Head of Advance Investment Solutions, this team has been applying a single end-to-end process for the investment strategy, performance and risk management of both the BT and Advance multi-manager funds, as well as the BT Partner funds.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2010/04-april/in-the-mix.asp Better Investor - Autumn 2010 http://www.bt.com.au/lib/images/content/rake114.jpg Autumn leaves 114 101 Fri, 23 Apr 2010 12:00:00 +1000 Newsletter, Investor BT's latest Better Investor magazine has a range of articles which provide you with the insights required for better investing.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2010/04-april/better-investor.asp Patrick Farrell: Changes to BT Multi-manager Funds http://www.bt.com.au/lib/images/content/patrick_farrell_255x165.jpg Patrick Farrell 140 90 Fri, 16 Apr 2010 09:00:00 +1000 Multi-manager Patrick Farrell, Head of Advance Investment Solutions talks about recent changes made to the BT Multi-manager Funds and his outlook for 2010.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2010/04-april/patrick-farrell-advance.asp BT Monthly Markets Chart Pack - February 2010 http://www.bt.com.au/lib/images/content/line_graph114.jpg Chart Pack 114 101 Thu, 11 Mar 2010 10:00:00 +1000 Markets Check out the latest economic data, key indicators, and view graphical explanations of movements in global financial markets.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2010/02-february/chart-pack-february2010.asp BT Monthly Markets Chart Pack - January 2010 http://www.bt.com.au/lib/images/content/line_graph114.jpg Chart Pack 114 101 Thu, 11 Feb 2010 10:00:00 +1000 Markets Check out the latest economic data, key indicators, and view graphical explanations of movements in global financial markets.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2010/01-january/chart-pack-january2010.asp BT Monthly Markets Chart Pack - December 2009 http://www.bt.com.au/lib/images/content/line_graph114.jpg Chart Pack 114 101 Thu, 14 Jan 2010 10:00:00 +1000 Markets Check out the latest economic data, key indicators, and view graphical explanations of movements in global financial markets.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2010/01-january/chart-pack-december-2009.asp Changes to the international equities sector http://www.bt.com.au/lib/images/content/microphone114.jpg Announcement 114 101 Thu, 30 Dec 2009 10:00:00 +1000 Markets, Economics Due to recent market volatility greater opportunities exist to generate returns for the BT Multi-manager International Share Fund so we've introduced a new range of investment managers, selected not just selected for their individual capabilities and ability to deliver returns, but also for their complementary characteristics within the overall fund.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2009/12-december/int-equities-sector.asp Caton's corner - December 2009 http://www.bt.com.au/lib/images/content/chris_caton_255x165.jpg Chris Caton 140 90 Mon, 14 Dec 2009 10:00:00 +1000 Chris Caton, Markets, Economics The Past, the Future, the Present and the Long Run - both economies and markets have done better in 2009 than seemed likely at the start of the year. At end-November, the S&P500 index in the US is up by 21.3% year-to-date, while the ASX200 index has risen by 26.3%. By comparison, these two indexes fell by 36.3% and 41.3% respectively in 2008.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2009/12-december/catons-corner.asp BT Monthly Markets Chart Pack - November 2009 http://www.bt.com.au/lib/images/content/line_graph114.jpg Chart Pack 114 101 Mon, 14 Dec 2009 10:00:00 +1000 Markets Check out the latest economic data, key indicators, and view graphical explanations of movements in global financial markets.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2009/12-december/chart-pack-november-2009.asp Better Investor - Spring 2009 http://www.bt.com.au/lib/images/content/diver114.jpg Springboard diver 114 101 Tue, 1 Dec 2009 10:00:00 +1000 Newsletter, Investor BT's latest Better Investor magazine has eight articles which provide you with the insights required for better investing.

  1. The sum of all parts
  2. Survival of the fittest
  3. The bigger picture
  4. Many hands, light work
  1. The A to Z of Alpha and Beta
  2. The ratings game
  3. All wrapped up
  4. Something for everyone
]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2009/12-december/better-investor.asp The sum of all parts http://www.bt.com.au/lib/images/content/laptop114.jpg Desktop research 114 101 Tue, 1 Dec 2009 10:00:00 +1000 Markets, Investing In investing, information is everything. Yet there are many sources of information and insights come from many places. A lot of this information is available through desk research.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2009/12-december/sum-of-all-parts.asp Survival of the fittest http://www.bt.com.au/lib/images/content/beach114.jpg Beach 114 101 Tue, 1 Dec 2009 10:00:00 +1000 Markets, Investing The idea of sustainable investing has become increasingly popular in recent years as more investors understand the need to invest for the long-term.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2009/12-december/survival-of-the-fittest.asp Many hands, light work http://www.bt.com.au/lib/images/content/march114.jpg Many hands 114 101 Tue, 1 Dec 2009 10:00:00 +1000 Multi-manager Multi-manager funds can offer a world of choice and diversification in just one fund - a multi-manager invests your money across a wide range of carefully chosen investment managers who specialise in certain types of securities.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2009/12-december/many-hands-light-work.asp The A to Z of Alpha and Beta http://www.bt.com.au/lib/images/content/question114.jpg What is... ? 114 101 Tue, 1 Dec 2009 10:00:00 +1000 Investing, Markets, Economics Alpha and beta are two key investment concepts. The Beta return is the return you get from the market, often represented by an index such as the S&P/ASX 300 Accumulation Index in Australia or the Dow Jones Industrial Average in the US. The Alpha return is the additional return - the above market return an investment manager captures for you.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2009/12-december/alpha-beta.asp The ratings game http://www.bt.com.au/lib/images/content/cogs114.jpg How do ... ? 114 101 Tue, 1 Dec 2009 10:00:00 +1000 Investing, Markets How research houses determine a managed fund's rating, what they really mean and why they are useful when deciding which fund to choose.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2009/12-december/the-ratings-game.asp All wrapped up http://www.bt.com.au/lib/images/content/home_alleyway114.jpg Grow and protect 114 101 Tue, 1 Dec 2009 10:00:00 +1000 Investing, Markets To grow and protect your wealth you may need a cash account, managed funds, insurance and - of course - superannuation; you might also buy some direct shares and borrow to invest via a margin loan. Put all that together and you're a long way towards financial security, covering your short term needs, growing your wealth, protecting your family and preparing for retirement.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2009/12-december/all-wrapped-up.asp Something for everyone http://www.bt.com.au/lib/images/content/coffee114.jpg Something for everyone 114 101 Tue, 1 Dec 2009 10:00:00 +1000 Investor There are probably as many kinds of investors as there are investments but there are some general rules that apply to everyone, here are some tips for all the different types.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2009/12-december/something-for-everyone.asp Caton's corner - November 2009 http://www.bt.com.au/lib/images/content/chris_caton_255x165.jpg Chris Caton 140 90 Wed, 25 Nov 2009 10:00:00 +1000 Chris Caton, Markets, Economics It was fun while it lasted... and there is probably more fun ahead.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2009/11-november/catons-corner.asp BT Monthly Markets Chart Pack - October 2009 http://www.bt.com.au/lib/images/content/line_graph114.jpg Chart Pack 114 101 Wed, 25 Nov 2009 10:00:00 +1000 Markets Check out the latest economic data, key indicators, and view graphical explanations of movements in global financial markets.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2009/11-november/chart-pack-october-2009.asp Aligning exposure to fixed interest http://www.bt.com.au/lib/images/content/cogs114.jpg Fixed interest 114 101 Wed, 21 Oct 2009 10:00:00 +1000 Markets, Economics, Investing We've reduced the credit exposure within the BT Fixed Interest Multi-manager Fund through staged transactions - given the recent recovery within credit markets - and introduced an investment in the Advance International Fixed Interest Multi-Blend Fund.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2009/10-october/multimanager-aligning-exposure.asp Presentation: Helping your clients understand the current market http://www.bt.com.au/lib/images/content/3dgraph114.jpg Markets 114 101 Thu, 1 Oct 2009 10:00:00 +1000 Investing, Markets To help your clients put local and international financial markets into context, BT has prepared a slide presentation, updated for the end of September 2009. It's presented alongside a presentation from March, which outlines some of the decisions superannuation investors may need to consider based on their years away from retirement.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2009/10-october/markets-in-context.asp Chris Caton - 3 Minutes Market Update http://www.bt.com.au/lib/images/content/chris_caton_255x165.jpg Chris Caton 140 90 Mon, 28 Sep 2009 10:00:00 +1000 Chris Caton, Markets, Economics 3 minute market update - the quickest way to stay up-to-date with market movements. BT Chief Economist Chris Caton and our portfolio managers present a regular audio update on overseas markets. Updated most week days.

Chris Caton

]]> http://www.bt.com.au/bt-market-insights/bt-chief-economist/three-minute-market-update.asp Felix Stephen - regular investment updates http://www.bt.com.au/lib/images/content/felix_stephen_255x165.jpg Felix Stephen 140 90 Wed, 23 Sep 2009 10:00:00 +1000 Felix Stephen, Investing, Markets, Investor Felix Stephen, Manager Strategy & Research for Advance Investment Solutions provides a regular audio update on the expected performance of various asset classes and the impact any changes may have on the markets. Updated every Wednesday.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2009/09-september/felix-stephen-regular-updates.asp Crispin Murray - the outlook for China http://www.bt.com.au/lib/images/content/asian114.jpg Asian markets 114 101 Fri, 21 Aug 2009 10:00:00 +1000 Markets, Economics, Webcast BT Investment Management's Head of Equity Strategies, Crispin Murray, talks about his views on the August reporting season and the outlook for China.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2009/08-august/crispin-murray-btim.asp Chris Caton - the new financial year http://www.bt.com.au/lib/images/content/chris_caton_255x165.jpg Chris Caton 140 90 Thu, 23 Jul 2009 10:00:00 +1000 Chris Caton, Webcast What does the new financial year have in store for us? Chris Caton, BT's Chief Economist, talks on the chances of recovery and where he thinks financial markets will head in the next five years.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2009/07-july/Chris-Caton-on-the-new-financial-year.asp Melanie Evans - questions on super http://www.bt.com.au/lib/images/content/mel_evans_255x165.jpg Melanie Evans 140 90 Thu, 23 Jul 2009 10:00:00 +1000 Super, Investor, Webcast With annual statements arriving in mailboxes of super investors, many people may have questions about their fund performance, fees and what the next financial year holds for their superannuation accounts. We've asked BT's Head of Super, Melanie Evans to answer these and other questions in our latest webcast.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2009/07-july/Mel-Evans-Questions-on-super.asp Felix Stephen - expected investment performance for the new year http://www.bt.com.au/lib/images/content/felix_stephen_255x165.jpg Felix Stephen 140 90 Thu, 23 Jul 2009 10:00:00 +1000 Felix Stephen, Investing, Markets, Investor, Webcast "...This bumpy ride that we have all been going through will last another couple of years..." BT investment expert Felix Stephen shares his view on the expected performance of shares, cash, commodities and listed property for the next 12 months.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2009/07-july/Expected-investment-performance-for-the-new-year.asp Diversifying into Asian equities http://www.bt.com.au/lib/images/content/asian114.jpg Asian Markets 114 101 Wed, 15 Jul 2009 10:00:00 +1000 Markets, Investing The allocation to Asian equities provides additional diversification to the BT Multi-manager investment options, enhancing the long term risk/return profile.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2009/07-july/multimanager-asian-diversification.asp Patrick Farrell - a more positive outlook http://www.bt.com.au/lib/images/content/patrick_farrell_255x165.jpg Patrick Farrell 140 90 Wed, 8 Jul 2009 10:00:00 +1000 Markets, Economics, Webcast Patrick Farrell, Head of Advance Investment Solutions, gives his views on how the Global Financial Crisis has impacted the economy and markets and the what opportunities are available to investors over the next 6 months.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2009/07-july/Patrick-Farrell-a-more-positive-outlook.asp Melanie Evans - why is super still super? http://www.bt.com.au/lib/images/content/mel_evans_255x165.jpg Melanie Evans 140 90 Wed, 8 Jul 2009 10:00:00 +1000 Super, Investing, Webcast After eighteen months of market falls, negative returns and more rule changes, many people are asking if super really is the best way to invest for life after work. We put the question to BT's Head of Super Melanie Evans.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2009/07-july/Why-super-is-still-super.asp Answering your questions about super and investing in 2009 http://www.bt.com.au/lib/images/content/question114.jpg Your questions answered 114 101 Mon, 15 Jun 2009 10:00:00 +1000 Super, Investing, Investor, Markets The current falls in share markets around the world have had an impact on everyone, in many different ways. This year, we know many people will look at their super and investment statements and have some concerns and questions about their balance, and the performance of their investments.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2009/06-june/15-answering-your-questions-super-investing.asp The time is right for Commodities http://www.bt.com.au/lib/images/content/mint114.jpg Investing 114 101 Wed, 10 Jun 2009 10:00:00 +1000 Markets, Economics, Multi-manager We've now started adjusting the mix of asset classes for Multi-manager funds - we've introduced commodities as an asset class within Alternatives.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2009/06-june/time-for-commodities.asp Keeping up the momentum http://www.bt.com.au/lib/images/content/cogs114.jpg Momentum 114 101 Wed, 18 Mar 2009 10:00:00 +1000 Markets, Investing, Investor, Multi-manager With the new team in place we're now entering the next phase of integration: focusing on how we bring together the BT and Advance multi-manager funds. To do this, the new Investment Solutions team has conducted an extensive review of all our multi-manager investment options.

]]> http://www.bt.com.au/bt-market-insights/bt-latest-updates/2009/03-march/keeping-up-the-momentum.asp