Fee type
Administration Fee

Fees in BT's MySuper Lifestage Investment Option
0.10% p.a. of your balance in this investment option has been negotiated for your plan

Fees in BT Multi-manager Balanced^
0.20% p.a.** of your balance in this investment option has been negotiated for your plan

How and when paid
Deducted from the investment option and reflected in the unit price on a daily basis.

Fee type
Investment Fee

Fees in BT's MySuper Lifestage Investment Option
0.50% p.a. of your balance in BT's MySuper Lifestage investment option

Fees in BT Multi-manager Balanced^
0.43% p.a.** of your balance in this investment option

How and when paid
Deducted from the investment option and reflected in the unit price on a daily basis.

Fee type
Indirect cost ratio

Fees in BT's MySuper Lifestage Investment Option
Regulatory Change Expense Recovery
Up to 0.10% pa of the investment option's asset value.

Fees in BT Multi-manager Balanced^
Regulatory Change Expense Recovery
Up to 0.10% pa of the investment option's asset value

How and when paid
Deducted from the assets of the BT MySuper Lifestage Investment Option and reflected in the unit price on a daily basis.

^ May not apply to your account if you have joined the fund after 1 November 2013 and 100% of your balance is invested in MySuper
** Excludes any applicable expense recovery fees
*** This amount has not been determined for the financial year before this brochure was issued. It has been included as an estimate of what the indirect cost ratio may be for the current financial year.
Note: The fees above exclude any applicable performance fees

Other Fees

Fees when your money moves in and out of your account.

Establishment Fee
Nil

Contribution Fee
Nil

Withdrawal Fee
Nil

Termination Fee
Nil

Your fees may change from time to time. Please refer to the PDS for the current schedule of fees.