Fee type
Administration Fee ($):
The fee to administer your account.

Fees in BT's MySuper Lifestage Investment Option
Nil
(normally $5 per month)

Fees in BT's Multi-manager Growth^
Nil

How and when paid
This fee is deducted from the member's account at the end of each month, or when the member leaves the Plan, by way of deduction of units. The monthly fee is charged for each full month of membership or part thereof.

Fee type
Administration Fee ($)

Fees in BT's MySuper Lifestage Investment Option
plus
0.25% p.a. has been negotiated for your plan

Fees in BT's Multi-manager Growth^
plus
0.10% pa** of your balance in this investment option has been negotiated for your plan

How and when paid
This fee is applied across the total assets of the plan and is included in the unit price of each portfolio i.e. deducted from the value of each portfolio and is reflected in the unit price of that portfolio on a daily basis.

Fee type
Investment Fee:

Fees in BT's MySuper Lifestage Investment Option
0.50% pa of your account balance 
Plus Performance fee estimate 0.0%1 pa of the investment option's asset value

Fees in BT's Multi-manager Growth^
0.65% pa** of your balance in this investment option

How and when paid
Deducted from the assets of the BT MySuper Lifestage Investment Option and reflected in the unit price on a daily basis. Performance fee deducted from the assets of the relevant BT MySuper Lifestage Investment Options and reflected in the unit price on a daily basis when investment performance targets are met.

Fee type
Indirect cost ratio

Fees in BT's MySuper Lifestage Investment Option
Regulatory Change Expense Recovery
Up to 0.10% pa of the investment option's asset value.

Fees in BT's Multi-manager Growth^
Nil

How and when paid
Deducted from the assets of the BT MySuper Lifestage Investment Option and reflected in the unit price on a daily basis.

1. Additional fees and costs may apply. Please refer to the 'Additional explanation of fees and costs' in the PDS for more information.
^ May not apply to your account if you have joined the fund after 1 November 2013 and 100% of your balance is invested in MySuper.
* Indexed on 1 July each year.
** Excludes any applicable expense recovery fees.

Other Fees

Fees when your money moves in and out of your account.

Establishment Fee
Nil

Contribution Fee
Nil

Withdrawal Fee
Nil

Termination Fee
Nil

Your fees may change from time to time. Please refer to the PDS for the current schedule of fees.