What are your financial advice options?

4 min read

Seeking financial advice could help you get moving towards your best financial future, and the lifestyle you deserve.

When it comes to financial advice, everyone is different. Some people want a financial mentor who can help them with every decision, others want confirmation on the decisions they’ve already made and others only need help at crucial times, such as when they’re changing jobs, retiring or making a large investment.

BT offers a range of advice options from bite-sized advice to more holistic advice that looks at your complete financial situation. You can choose how you would like to receive this advice, over the phone, via video or in person. The types of advice include:

  • General advice on life insurance, investing and wealth products - general advice can provide you with insights and support on a range of topics including investments, life insurance and super. As the advice for this option is general, it will not take into account your own personal goals and situation.

  • Personal advice on specific needs – this option will give you personal advice that provides you with personalised recommendations on specific areas such as insurance, superannuation or investments based on your own circumstances.

  • Personal advice that looks at your whole picture - you can receive comprehensive advice on your complete financial situation with an in-depth tailored plan based on your personal situation, objectives and needs.

Start out with some General Advice

If you’re looking for general financial product advice and factual information to help you make a decision about your superannuation, insurance or investment needs, then general advice might be for you. You can get help by speaking to one of our general advice specialists, who can assist you to purchase a specific product.

You can contact one of our General Advice Specialists by calling 132 135.

Single Topic Advice

Our Single Topic Advisers can provide you with fully tailored personal advice and recommendations on your life insurance, super or investments that aim to meet your specific needs.

This over-the-phone tailored advice package is an affordable and convenient option where the first consultation is free. If you decide to purchase a product, you will be advised upfront of any other associated fees and costs. To find out if single topic advice is right for you, give us a call today on 132 135.

Holistic advice

Whether you want to accelerate your savings, borrow to invest, diversify your portfolio or would like to boost your super tax-effectively, comprehensive advice provides you with fully tailored recommendations and strategies to manage aspects of your financial needs and wealth building goals.

Comprehensive advice can cover a range of areas including: 

  • Superannuation planning

  • Life and Risk insurance planning

  • Retirement planning

  • Investment planning

  • Budgeting

Everyone’s personal and financial goals differ, so every financial plan is tailored to different levels of complexity. Regarding what you might pay for comprehensive advice, the financial adviser will speak with you up front in regards to any costs or fees relating to the implementation of your plan.

Whether you choose to speak to us on the phone or meet us face to face, we have an advice solution to help you get moving.

Simply call us on 132 135 to find out more or request an obligation free consultation.

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This information is current as at 18/10/2015.

This information provides an overview only. For more detail on the types of advice offered, please refer to your advice provider and relevant Financial Services Guide.This information does not take into account your personal objectives, financial situation or needs and so you should consider its appropriateness having regard to these factors before acting on it.

Bank of Melbourne/ Bank of Melbourne Private Financial Planners, BankSA Financial Planners, St.George/ St.George Private Bank Financial Planners, and Westpac Financial Planners are representatives of Westpac Banking Corporation ABN 33 007 457 141 AFSL & Australian credit licence 233714 (Westpac). Bank of Melbourne, Bank of Melbourne Private, BankSA, and St.George Bank are each a Division of Westpac. Magnitude Financial Planning is a trading name of Magnitude Group Pty Ltd ABN 54 086 266 202 AFSL 221557 (Magnitude). Magnitude Financial Planners are authorised representatives of Magnitude. Securitor Financial Planners are authorised representatives of Securitor Financial Group Limited ABN 48 009 189 495 AFSL & Australian credit licence 240687.