Not Quite Nigella: maybe I should #GetMoving

5 min watch

Food enthusiast Lorraine 'Not Quite Nigella' Elliott does not think a lot about her super, but takes comfort in knowing that it's there.

One super fund

When it comes to her super, Lorraine only has the one account which she contributes to. How many super accounts do you have? By having just one super account, not only could it be easier to manage, but you could also cut down on the amount of account keeping fees that you pay, which may result in a better super balance for you in the long-run. And if you’ve moved house or changed jobs, you might even have some lost super.

Retirement is far off

Like many of us, Lorraine does not know how much money she'll need in retirement. She does not know how much things will even cost then! But, you can get an idea on how much super you may have at retirement with BT's Retirement Income Calculator. By inputting some details regarding your super, it can show you how some small changes now could make a difference at retirement.

Trust and best interests at heart

Trust is important in a relationship, and extremely important when it comes to a relationship with a financial adviser. Lorraine does not know who to speak to regarding financial advice, and thinks she would need a financial adviser that she can really trust that has her best interests at heart. These days, there are lots of options when it comes to financial advice, and getting some could help you get moving towards your best financial future.

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The information is current as at 05/02/2016.

This information has been prepared without taking account of your objectives, financial situation or needs. Because of this you should, before acting on this information, consider its appropriateness, having regard to your objectives, financial situation and needs.

Before requesting a rollover, you should consider where your future employer contributions will be paid (if your employer contributions are currently being paid to another fund) and check with your other fund(s) to determine whether there are any exit or withdrawal fees for moving your benefit, or other loss of benefits (e.g. insurance cover), noting that you may not receive the same type or level of benefits after the rollover. You may not be covered for injuries or illnesses that have arisen since you took out previous insurance, and you may lose loyalty benefits.