BT Professional Investment Loan

Building your share portfolio doesn't have to be hard. With BT's Professional Investment Loan you can get greater exposure to professionally managed portfolios of Australian securities with no margin calls. Find out more, call 1800 990 107.

Build a managed portfolio

Invest in a diversified, managed portfolio of securities including Separately Managed Accounts, Exchange Traded Funds or select Australian Equities Managed Funds.

View Approved Securities

$50,000 minimum loan size

Borrow from $50,000 for up to 5 years using a Professional Investment Loan.

View interest rates

No margin calls

The Professional Investment Loan is designed so you can invest in a select range of managed funds with no margin calls however you should be aware of the risks.

Features and benefits

BT's Professional Investment Loan may suit those with a positive long-term view of the Australian share market, allowing you to build a professionally managed portfolio of equities. No margin calls during the term of your loan means you can lessen short term volatility on your longer term strategy. Borrowing to invest increases your potential gains, and your potential losses.

Tax benefits covered

A Professional Investment Loan may offer tax benefits such as franking credits and deductible interest For more information please refer to the tax section of the PDS.

Dividend income

Receive any applicable dividends or distributions throughout the term of the loan.

Wide investment choice

Access a range of securities including Managed Accounts, Exchange Traded Funds and Australian Equities Managed Funds.

Borrow to invest

Make the most of your available capital by borrowing to invest.

Loan details

The minimum loan amount is $50,000, for up to five years. Repayments are interest-only with principal repayment at maturity. No margin calls.

Regular income

You will receive any ordinary dividends or distributions.

Risks associated with a Professional Investment Loan include:

  • Borrowing to invest can increase your potential returns; it can also increase potential losses

  • The value of securities may not go up, or, if they go up, the increase in value may not be sufficient to cover costs of the investment

  • You need to ensure that you can fund your obligations under your loan including any interest, fees and changes. If you can't, the securities will be sold to satisfy these obligations

  • You should also consider the taxation consequences and seek independent professional tax advice.

Documents and downloads

From 12 November 2016, the existing unfair contract term protections for consumers will also cover standard form small business contracts. As part of our focus to continually improve the products and services we provide to our customers, we have reviewed our contracts for potentially unfair terms and we are now implementing some changes to them as a consequence of that review. Read more about these changes here.

We would like here in the text above, to be clickable and link into the pdf attached to this web request.

Find the support, product disclosure statements, and forms you need to grow and manage your BT investments.

For help changing contact details, establishing a regular investment plan, using Bpay, providing a TFN and much more. 

Prices and performance information for BT financial products - unit prices, distributions, management costs and fund performance.

Do you have a question about managing, growing or protecting your money? Contact us to arrange the type of advice that is appropriate for you

Professional Investment Loan: Borrowing to invest can increase your potential returns; it can also increase potential losses. The value of securities may not go up, or, if they go up, the increase in value may not be sufficient to cover costs of the investment. You need to ensure that you can fund your obligations under your loan including any interest, fees and changes. If you can't, the securities will be sold to satisfy these obligations. You should also consider the taxation consequences and seek independent professional tax advice.