How to use BPAY

Managed funds reference codes

BT Investment Funds

  • Biller Code is 858829.
  • Your Customer Reference Number is: The 4 digit fund number + your 8 digit BT Investor Number (minus the ‘c’)
  • Example:
    Investor Number C12345678
    BT Cash Management Trust 0101
    Customer Reference Number 010112345678
Fund Fund Number
BT Cash Management Trust 0101
BT Australian Share Fund 0104
BT American Share Fund 0105
BT European Share Fund 0106
BT International Fund 0108
BT Asian Share Fund 0107
BT Future Goals Fund 0110
BT Income Plus Fund 0112
BT Property Securities Fund 0118
BT Japanese Share Fund 0120
BT Technology Fund* 0121
BT Partner International Shares Growth 1 0129
BT Partner International Shares Value 1 0130
BT Partner Australian Share Growth 1 0131
BT Partner Australian Share Core 1 0132
BT Partner Australian Share Value 1 0133
Multi-manager High Growth (formerly Multi-manager Diversified Share) 0134
Multi-manager Growth 0135
Multi-manager Balanced 0136
Multi-manager Conservative 0137
Aberdeen Actively Hedged International Equities
(formerly Credit Suisse International Share)
0138
UBS International Share 0139
Platinum International 0140
Schroder Australian Share 0141
UBS Australian Share 0142
Investors Mutual Australian Share 0143
Barclays Diversified Growth 0144
Schroder Balanced 0145
UBS Defensive Investment 0146
APN Property for Income 0147
Schroder Hybrid Securities 0148
UBS Diversified Fixed Income 0149
BT Fixed Interest Fund 2506
BT Imputation Fund 2511
BT Core Hedged Global Share 2519
BT Diversified Share Fund 2520
BT Active Balanced Fund 2521
BT Tax Effective Income Fund 2522
BT Smaller Companies Fund 2505
BT Geared Imputation Fund 0150
Intech High Opportunity 7213
BT Partner International Shares Core 1 7214
BT Global Property 7210

BT Classic Investment Funds

  • Biller Code is 858829.
  • Your Customer Reference Number is: The 4 digit fund number + your 8 digit BT Investor Number (minus the ‘c’)
  • Example:
    Investor Number C12345678
    BT Split Growth Fund 0103
    Customer Reference Number 010312345678
Fund Fund Number
BT Split Income Fund 0102
BT Split Growth Fund 0103
BT Balanced Returns Fund 0111
BT Monthly Income Fund 0113
BT Australasian Bond Fund 0116
BT Global Bond Fund 0117
BT Core Australian Share Fund 2501
BT Natural Resources Fund 2504
BT Active Balanced Fund - NEF 2507
BT Tax Effective Income NEF 2508
BT Diversified Share Fund - NEF 2509
BT Ethical Share Fund 2517
BT Asset Selection Fund 1 1102
BT Asset Selection Fund 2 4102
BT Select Australian Share Fund 1 1104
BT Select Australian Share Fund 2 4104
BT International Share Fund 1 1101
BT International Share Fund 2 4101

1. This fund was formerly part of the BT Private Investment Funds range.
2. This fund was formerly part of the BT Premium Funds range.

BT Investor Choice Funds

  • Biller Code is 858811.
  • Your Customer Reference Number is: The 4 digit fund number + your 8 digit BT Investor Number (minus the ‘c’)
  • Example:
    Investor Number C12345678
    Westpac International Share Fund 0201
    Customer Reference Number 020112345678
Fund Fund Number
Westpac International Share Fund 0201
Westpac Australian Tax Effective Share Fund1 0202
Westpac Australian Growth Share Fund1 0203
Westpac Cash Management Trust 0204
Westpac Australian Bond Fund 0205
Westpac Balanced Growth Fund 0206
Westpac Dynamic Growth Fund 0207
Westpac Moderate Growth Fund 0208
Westpac Australian Property Securities Fund 0209
Westpac Conservative Growth Fund1 0210
Westpac All Australian Growth Share Fund 0211
Westpac All Australian Tax Effective Share Fund 0212
Westpac Sustainability Fund - Australian Shares 0213
Westpac Sustainability Fund - International Shares 0214
Westpac Australian Bond Fund - Nil Entry Fee 0215
Westpac All Australian Growth Share Fund - Nil Entry Fee 0216
Westpac All Australian Tax Effective Share Fund - Nil Entry Fee 0217
Westpac Balanced Growth Fund - Nil Entry Fee 0218
Westpac Dynamic Growth Fund - Nil Entry Fee 0219
Westpac Moderate Growth Fund - Nil Entry Fee 0220
Westpac Sustainability Fund Australian Shares - Nil Entry Fee 0221
Westpac International Share Fund - Nil Entry Fee 0222
Westpac Australian Property Securities Fund - Nil Entry Fee 0223
Westpac Sustainability Fund International Shares - Nil Entry Fee 0224

1. Only available to existing BT Investor Choice Funds investors who have a holding in these Funds.

BT Premium Cash Funds

  • Biller Code is 17442.
  • Your Customer Reference Number is: The 4 digit fund number + your Investor Number (minus the 'C')
  • Example:
    Investor Number C12345678
    BT Premium Cash Fund
    (formerly in BT Private Investment Funds)
    3901
    Customer Reference Number 390112345678
Fund Name Fund Number
BT Premium Cash Fund1 3901
BT Premium Cash Fund2 4201

1. This fund was formerly part of the BT Private Investment Funds range.
2. This fund was formerly part of the BT Premium Funds range.

Superannuation reference codes

BT Lifetime - Personal Super

  • Biller codes for:
    • Member contributions: 858910
    • Employer contributions: 858837
    • Spouse contributions: 858845
    • Salary sacrifice contribution: 858837
    Note: Legislative changes may place restrictions on contributions by employers. Visit the ATO website at ato.gov.au for more information on ways employers can make contributions and the data and payment standards.
  • Your Customer Reference Number is: The 4 digit fund number + your Investor Number (minus the 'C')
  • Example:
    Investor Number C12345678
    BT Cash 1201
    Customer Reference Number 120112345678
Fund Fund Number
To split contributions equally across all funds 1299
BT Cash 1201
BT Cash (NEF) 1210
BT Technology* 1219
BT Technology (NEF)* 1220
BT Balanced Returns 1202
BT Balanced Returns (NEF)1 1211
MLC Growth 1221
MLC Growth (NEF) 1222
BT Conservative Outlook 1203
BT Conservative Outlook (NEF) 1212
Merrill Lynch Balanced 1223
Merrill Lynch Balanced (NEF) 1224
BT Property Securities 1204
BT Property Securities (NEF) 1213
Macquarie Conservative 1225
Macquarie Conservative (NEF) 1226
BT Australian Share 1205
BT Australian Share (NEF)1 1214
Colonial First State Australian Shares 1227
Colonial First State Australian Shares (NEF) 1228
BT International Share 1206
BT International Share (NEF) 1215
Credit Suisse International Shares 1229
Credit Suisse International Shares (NEF) 1230
BT Australasian Bond 1207
BT Australasian Bond (NEF) 1216
Multi-manager Conservative 1231
Multi-manager Conservative (NEF) 1232
BT Global Bond 1208
BT Global Bond (NEF) 1217
Multi-manager Balanced 1233
Multi-manager Balanced (NEF) 1234
BT Future Goals 1209
BT Future Goals (NEF) 1218
Multi-manager Growth 1235
Multi-manager Growth (NEF) 1236
Multi-manager High Growth (formerly Multi-manager Diversified Share) 1237
Multi-manager High Growth (formerly Multi-manager Diversified Share) (NEF) 1238
BT Partner International Shares Value 1 1239
BT Partner International Shares Value 1 (NEF) 1240
BT Partner International Shares Growth 1 1241
BT Partner International Shares Growth 1 (NEF) 1242
BT Partner Australian Shares Value 1 1243
BT Partner Australian Shares Value 1 (NEF) 1244
BT Partner Australian Shares Core 1 1245
BT Partner Australian Shares Core 1 (NEF) 1246
BT Partner Australian Shares Growth 1 1247
BT Partner Australian Shares Growth 1 (NEF) 1248

1. This fund is closed

BT Lifetime Super - Employer Plan

  • Biller codes for:
    • Personal Contributions: 17020
    • Spouse Contributions: 117077
    • Employer SG Contributions: 17038
    • Note:ato.gov.au
  • Your Customer Reference Number is your Member Number.
    Your Member Number starts with either 50000 or 60000. You can find it on your latest annual statement.

BT Business Super

  • Biller codes for:
    • Personal Contributions: 858761
    • Spouse Contributions: 117085
    • Employer SG Contributions: 858779
    • Note:ato.gov.au
  • Your Customer Reference Number is your Member Number.
    Your Member Number starts with either 50000 or 60000. You can find it on your latest annual statement.

BT Classic Lifetime - Personal Super

  • Biller codes for:
    • Member contributions: 858910
    • Employer contributions: 858837
    • Spouse contributions: 858845
    • Salary sacrifice contributions: 858837
    • Note:ato.gov.au
  • Your Customer Reference Number is: The 4 digit fund number + your Investor Number (minus the 'C')
  • Example:
    Investor Number C12345678
    BT Conservative Portfolio 5205
    Customer Reference Number 520512345678
Fund Fund Number
To split contributions equally across all funds 5299
BT Conservative Portfolio 5205
BT Conservative Portfolio (NEF) 5206
BT Active Balanced Portfolio 5203
BT Active Balanced - Portfolio (NEF) 5204
BT Diversified Share Portfolio 5201
BT Diversified Share Portfolio (NEF) 5202
BT Core Global Share Portfolio 5210
BT Core Global Share Portfolio (NEF) 5211
BT Core Australian Share Portfolio 5212
BT Core Australian Share Portfolio (NEF) 5213
BT Ethical Share Portfolio 5214
BT Ethical Share Portfolio (NEF) 5215
BT Imputation Share Portfolio 5216
BT Imputation Share Portfolio (NEF) 5217
BT Cash Portfolio 5208
BT Cash Portfolio (NEF) 5209

BT Retirement Selection - Personal Super Plan

  • Biller codes for:
    • Member contributions: 17467
    • Employer contributions: 858878
    • Spouse contributions: 858886
    • Salary sacrifice contributions: 858878
    • Note:ato.gov.au
  • Your Customer Reference Number is: The 4 digit fund number + your Investor Number (minus the 'C')
  • Example:
    Investor Number C12345678
    BT Balanced Returns 1601
    Customer Reference Number 160112345678
Fund Fund Number
To split contributions equally across all funds 1699
BT Balanced Returns 1601
BT International Share 1605
BT Future Goals 1609
BT Australasian Bond 1606
BT Conservative Outlook 1602
BT Global Bond 1607
BT Cash 1603
BT Property Securities 1608
BT Australian Share 1604

Margin Lending reference codes

  • Biller Code is 17111.
  • Your Customer Reference Number is:
  • The numbers (including the 'check' digit) of your Margin Lending client code.
  • For example: if your client code is SMITH12345-6 then your reference number is 123456

BPAY Terms & Conditions

  • Detailed terms and conditions in relation to your use of BPAY will be provided to you by your financial institution.

  • Your payment will generally be received by BT before 4.00pm (Sydney time) on the business day after you request your financial institution to make payment – provided that request is made before your financial institution's cut-off time (usually 6.00pm Sydney time).

  • Your application made by BPAY will generally not be processed until the business day following the BPAY transaction request, provided that the request is made before your bank’s cut-off time – usually 6.00pm (Sydney time). Units will be issued based on the entry price applying at the time of processing.

  • Any payments requested generally can’t be reversed.

  • Additional contributions will be issued pursuant to the terms outlined in the then current fund prospectus, brochure, trust deed and policy document (as appropriate).

  • There is no minimum additional investment amount.