Consolidate or top up my super

When making additional contributions yourself, please remember to specify whether your contribution is a:

  • Personal (or member) contribution,

  • Spouse contribution, or

  • Employer contribution.

Consolidating your super

Online

Use BT's Easy Rollover Tool to combine your super. No ID or paper forms required.

This tool is for whole of balance (not partial) rollovers. Please note that this tool cannot be used to rollover from a self managed super fund (SMSF).

If you can't download or print the form, contact us to ask for a form to be sent to you.

Topping up BT Super for Life

Online

If you're making a voluntary contribution from your linked bank account, you can simply transfer funds into your Super for Life account (you will be asked to confirm the transfer, as you would not be able to transfer it back out unless eligible to rollout of your super fund).

Otherwise, please use the following procedure.

  • Login to your online banking

  • Select EFT pay Anyone

  • Enter details:
        a. Account Name: <SFL Account Name>
        b. BSB: 262-410
        c. A/C Number: <SFL Account Number>
        d. EFT Description: insert the relevant option from the list
            below:
                    i. SG: Superannuation Guarantee
                    ii. SS: Salary Sacrifice
                    iii. EA: Employer Additional
                    iv. MV: Member Voluntary (after tax)
                    v. SP: Spouse Contributions

BPay

You need a Biller Code and Reference Number.

Biller Codes:

  • SG Contribution: 31864

  • Salary Sacrifice Contribution: 31880

  • Employer Additional Contribution: 31872

  • Personal Contribution: 31898

  • Spouse Contribution: 31906

Note: Legislative changes may place restrictions on contributions by employers. Visit the ATO website at ato.gov.au for more information on ways employers can make contributions and the data and payment standards.

Reference Number: SFL account number

Topping up your super

Online

You need:

  • A personal (not employer) super account; and

  • A direct debit arrangement in place.

BPay

Use your bank's telephone or internet BPAY facilities to transfer money. You'll need the BPAY biller and investment codes.

Can't download or print the form? contact us to request a form be sent to you.

By telephone

You need:

  • a personal (not employer) super account; and

  • a direct debit arrangement in place

BT Funds Management Limited ABN 63 002 916 458, AFSL No. 233724, is the trustee and issuer of interests in BT Super for Life which is a part of Retirement Wrap ABN 39 827 542 991, BT Lifetime Super - Employer Plan ABN 39 827 542 991, BT Lifetime - Personal Super ABN 83 953 436 008, RSE R1003864 and BT Lifetime - Flexible Pension ABN 83 953 436 008. Westpac Securities Administration Limited ABN 77 000 049 472, AFSL No. 233731, RSE No. L0001083 is the trustee and issuer of interests in BT Business Super - Westpac Master Trust Superannuation Division ABN 81 236 903 448, RSE R1003970. BT Portfolio Services Ltd ABN 73 095 055 208, AFSL No. 233715 (BTPS) administers SuperWrap and SuperWrap Essentials. BTFM is the trustee and issuer of SuperWrap and SuperWrap Essentials.

Westpac Life Insurance Services Limited ABN 31 003 149 157, AFSL No. 233728 is the issuer of insurance cover offered through BT Super for Life.

*There is no charge for accepting any rollovers, however before requesting the rollover, you should consider where your future employer contributions will be paid (if your employer contributions are currently being paid to another fund) and check with your other fund(s) to determine whether there are any exit or withdrawal fees for moving your benefit, or other loss of benefits (e.g. insurance cover), noting that you may not receive the same type or level of benefits after the rollover. You may not be covered for injuries or illnesses that have arisen since you took out previous insurance, and you may lose loyalty benefits.

Rollovers Other super products: There may be a fee for accepting rollovers. Before requesting the rollover, you should also check with your other fund/s to see if there are any exit fees for moving your benefit, or other loss of benefits (e.g. insurance cover).

BT Super for Life: There is no charge for accepting any rollovers, but before requesting the rollover, you should check with your other fund/s to see if there are any exit fees for moving your benefit, or other loss of benefits (e.g. insurance cover).

Contributions: Superannuation is a long-term investment. The Government has placed restrictions on when you can access your preserved benefits. The Government has set caps on the amount of money you can add to superannuation each year on a concessionally taxed basis. In addition, the Government has set a non-concessional contributions cap. For more detail, speak with a financial adviser or visit the ATO website.

Superannuation is a long-term investment. The Government has placed restrictions on when you can access your preserved benefits. The Government has set caps on the amount of money you can add to superannuation each year on a concessionally taxed basis. In addition, the Government has set a non-concessional contributions cap. For more detail, speak with a financial adviser or visit the ATO website.