Fee type
Fixed Administration Fee

Fees in BT's MySuper 
Lifestage Investment Option
NIL

Fees in BT's 
Balanced Returns Plan
NIL

How it's applied
Deducted from the account balance at the end of each month, by way of deduction of units.

Fee type
Administration Fee

Fees in BT's MySuper 
Lifestage Investment Option
plus
0.05% p.a. of your balance in this investment option has been negotiated for your plan

Fees in BT's 
Balanced Returns Plan

plus
0.05% p.a.** of your balance in this investment option  has been negotiated for your plan

How it's applied
Deducted from the investment option and reflected in the unit price on a daily basis.

Fee type
Investment Fee

Fees in BT's MySuper 
Lifestage Investment Option
0.50% p.a. for BT’s MySuper Lifestage investment option

Fees in BT's 
Balanced Returns Plan
0.60% p.a.** of your balance in this investment option

How it's applied
Deducted from the investment option and reflected in the unit price on a daily basis.

Fee type
Indirect cost ratio:
Stronger Super Expense Recovery and Superannuation Levy

Fees in BT's MySuper 
Lifestage Investment Option
Up to 0.10%*** p.a.

Fees in BT's 
Balanced Returns Plan
Up to 0.10%*** p.a.

How it's applied
Deducted from the BT MySuper Lifestage Investment Option and reflected in the unit price on a daily basis.

** Excludes any applicable expense recovery fees
*** This amount has not been determined for the financial year before this brochure was issued. It has been included as an estimate of what the indirect cost ratio may be for the current financial year.
Note: The fees above exclude any applicable performance fees

Other Fees

Fees when your money moves in and out of your account.

Establishment Fee
Nil

Contribution Fee
Nil

Withdrawal Fee
Nil

Termination Fee
Nil

Your fees may change from time to time. Please refer to the PDS for the current schedule of fees.