RSS feeds
Margin lending flyers
| Flyer | Description |
|---|---|
| Margin lending made easy (PDF 557KB) | Explains how to use margin lending in your investment strategy. |
| Why borrow to invest (PDF 89KB) | A simple 2 page flyer explaining the benefits of gearing and how it works. |
| Case study 1 - Footloose and Fancy Free (PDF 77KB) | A margin lending case study for a typical investor: Age: Mid 20s Marital status: Single Earnings: $37 000 Goal: Buy first home in 5 years |
| Case study 2 - Concentrated Career (PDF 78KB) | A margin lending case study for a typical investor: Age: 34 Martial status: single Earnings: Highest tax bracket Goal: Diversify investments and build wealth |
| Case study 3 - Mortgage minimisers (PDF 81KB) | A margin lending case study for a typical investor: Age: Mid 30's Marital status: Married Earnings: Both in highest tax bracket Goal: Diversify out of property and build wealth |
| Case study 4 - Trimming tax (PDF 76KB) | A margin lending case study for a typical investor: Age: Late 30s Marital status: Married Earnings: One lowest and one highest tax bracket Goal: Manage tax position to build wealth |
| Case study 5 - Lump sum sustainer (PDF 76KB) | A margin lending case study for a typical investor: Age: Mid 50s Marital status: Single Earnings: Highest tax bracket Goal: Protect current investments with some growth |
| Case study 6 - Prepay and save (PDF 75KB) | A margin lending case study for a typical investor: Age: 50 Marital status: Single Earnings: Highest tax bracket Goal: Gain maximum taxation benefit |
| Case study 7 - High income enhancer (PDF 72KB) | A margin lending case study for a typical investor: Age: 50 Marital status: Married Earnings: Highest tax bracket Goal: Long-term wealth and effective tax management with limited cash flow |
| Case study 8 - Anxious about super (PDF 240KB) | A margin lending case study for a typical investor: Age: 50 Marital status: Married Earnings: $100,000 (incl 9% SG) Goal: Boosting investments prior to retirement |
| Case study 9 - Go getters (PDF 227KB) | A margin lending case study for a typical investor: Age: 40s Marital status: Married Earnings: $100,000 (incl 9% SG) each Goal: Growing investments beyond super and the home |
| Case study 10 - Starting over (PDF 287KB) | A margin lending case study for a typical investor: Age: 60 Marital status: Divorced Earnings: Highest tax bracket Goal: Financially start over after divorce |
| Case study 11 - Mortgage crushers (PDF 231KB) | A margin lending case study for a typical investor: Age: Mid 40s Marital status: Married Earnings: $100,000 (incl 9% SG) each Goal: Pay off the family home faster and fast track investments |
| Ready Reckoners (PDF 164KB) | A worksheet to help calculate how much money you need to start a margin loan and what your total investment can be. It also helps to select an appropriate gearing level. |
| Get into top gear with the BT Absolute Investment Loan (PDF 107KB) | Explains the gearing and the potential tax benefits of the BT Absolute Investment Loan, which offers investors 100% gearing into the BT Global Return Fund. |
| BT Margin Lending Dictionary (PDF 100KB) | A flyer which outlines Margin Lending terms and strategies to help you to understand ways in which to best use your BT Margin Loan. |
Margin lending calculators
We also have a range of useful margin lending calculators that can help you
assess how a borrowing-to-invest strategy would work for you in our
Margin lending calculators section.
Important Information
The following brochures may contain general advice about financial products and
services. These brochures have been prepared without taking into account your
objectives, financial situation or needs and you should consider the
appropriateness of the advice before acting on it. You should also read the
relevant financial services guide (FSG) before accessing the brochures
(depending on your area of interest, see the four categories of
"Investments", "Superannuation", "Margin Lending" and
"Wrap" under
Disclosure Documents for the relevant FSGs). These FSGs contain important
information on our financial services and are designed to help you to decide
whether to use those services.