Insurance calculator

This calculator helps you work out how much life insurance you may need and how much this will cost you.

How does BT's insurance work?

  • It is available to investors in BT Lifetime - Personal Super and BT Retirement Selection - Personal Super Plan.
  • Premiums are deducted directly from your superannuation plan on the last day of the month.

Why link life insurance to your super?

  • It may be a tax-effective way of paying for the insurance premium.
  • You can access some of the most competitive insurance rates.