Wrap accounts

BT wrap accounts give you a single point of access to all of your investments and insurance by combining - or wrapping - your managed funds, shares, insurance and superannuation into one secure online account.

You and your advisor can generate investment and insurance reports, buy and sell shares, switch between funds, and view your entire investment and insurance portfolio - all from one screen. Find out more about how a wrap account works.

Choosing the right wrap account depends on your investment and insurance requirements and your current financial position. Use the guide below and talk with your adviser to determine the best BT Wrap option for you.

Access to our wrap accounts is generally only available to investors who invest through an adviser registered to distribute these products. Find out about the benefits of good financial advice or find a financial adviser.

Investing means paperwork. Thankfully a wrap account consolidates your investment and insurance information and provides you with a tailored set of reports to help you keep track of your money and simplify putting together your tax return. By running all aspects of your financial life from one sophisitcated administration platform it's easy to both monitor and manage your money and so to grow and protect your wealth.

Our wrap accounts

Investment Wrap accounts

  • BT Wrap Essentials
    Designed for smaller investors who want the benefits of access to 58 managed funds and easy administration. BT Wrap Essentials has a minimum initial investment of $5,000 or $2,000 with a regular investment plan of $100 per month.
  • BT Wrap
    For investors with $50,000+ who are looking for a greater choice of investment options at wholesale rates, BT Wrap has access to 450+ managed funds and all ASX listed, CHESS sponsored securities.

Superannuation Wrap Accounts

  • BT SuperWrap Essentials
    For super and retirement investors who want a simpler, tax-effective way of managing a diversified investment portfolio. The minimum initial investment for the Personal Super Plan is $5,000 or $2,000 with a regular investment plan of $100 per month. The  Pension Plan and Non-commutable Pension Plan have a minimum initial investment of $25,000. BT SuperWrap Essentials has access to 58 managed funds chosen to suit superannuation investors.
  • BT SuperWrap
    For investors with $50,000+ in superannuation and retirement products who want more choice and greater control over their investments, BT SuperWrap provides access to 450+ managed funds and all ASX listed, CHESS sponsored securities. The minimum initial investment is $50,000 for the Personal Super Plan, Pension Plan and Non-commutable Pension Plan.

Wrap Advantage

  • BT Wrap Advantage
    Offers a rebate on your Account keeping fee to lower the cost of investing. Speak to your adviser or visit the Wrap Investor DeskTop for more information (login required).

Ready to apply?

You can access all BT Wrap accounts via any registered financial adviser. Talk to your adviser today, or use BT’s referral program to find a financial adviser.