BT Wrap Essentials - details

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Wrap essentials gives you the ability to build a diversified investment portfolio without losing control of your money or drowning in paperwork. The next step, as with any investment, is to seek more information to help you make informed decisions.

Take a look at the table below for a summary of the main features of BT Wrap Essentials. If you think investing through Wrap could be for you, please speak to your Financial Adviser.

Feature Benefit Summary
Investment options Managed funds – Access to a wide range of managed funds.

Cash Account – Used to settle your transactions and pays you a competitive interest rate.
Account Features Preferred portfolios – Option to establish a Preferred Portfolio facility which allows you to tailor, manage and rebalance a predetermined managed funds investment strategy.

Death benefit payment options – you have a wide range of options when it comes to estate planning.

Nominated external bank account – Flexibility to link external bank accounts (including credit union accounts) to your Regular Deposit Plan, Regular Withdrawal Plan, and to make one-off direct debits into and/or withdrawals from your Cash Account.

Competitive insurance options (Personal Super Plan only) – Death only or Death and Total and Permanent Disablement insurance at competitive rates.
Easy transaction options Regular Investment Plan – Option to regularly invest funds from your Cash Account into your choice of managed funds.

Regular Contribution Plan (Personal Super Plan only) – Enables you or your spouse and/or your employer to contribute regularly from a nominated external bank account into your Cash Account.

The regular transaction options provide you with the flexibility to choose the:

commencement month

plan frequency (monthly, quarterly, half-yearly, annually)

optional end month
Investment minimums Personal Super Plan

Minimum initial investment: $5,000 or $2,000 with a Regular Contribution Plan of $100 per month

Minimum investment per managed fund: Nil

Minimum withdrawal per managed fund: Nil

Pension Plan

Minimum initial investment: $25,000

Minimum additional investment: $15,000 (a new account is required, which may be consolidated with an existing Pension Plan account)

Minimum withdrawal: Nil

Minimum investment per managed fund: Nil

Minimum withdrawal per managed fund: Nil

Term Pension Plan

Minimum initial investment: $25,000

Minimum additional investment: $15,000 (a new account is required, which may be consolidated with an existing Pension Plan account)

Minimum investment per managed fund: Nil

Minimum withdrawal per managed fund: Nil

Cash Account

Minimum balance: Nil
Services Consolidated reporting – You receive an Annual Statement and an Annual Report after the end of the financial year.

Telephone service – Call the telephone Voice Response Service any time on 132 135.

Internet access – Information on your account is available 24hrs a day, 7 days a week here on the website.

Ready to apply?

You can access all BT Wrap accounts via any registered financial adviser. Talk to your adviser today, or use BT’s referral program to find a financial adviser.