BT SuperWrap - details

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BT SuperWrap has been designed to help meet your retirement needs now and in the future by giving you a choice of quality investment options and the simplicity of easy investment administration.

It provides you with three key product options:

  • Personal Super Plan
    A flexible and tax-effective superannuation plan providing with access to a wide range of investment options.
  • Account based Pension Plan
    A pension plan that allows you to turn your superannuation savings into a flexible income stream in retirement.
  • Non-commutable Pension Plan
    A pension plan that provides an income stream in retirement for a fixed term with potential Social Security and Reasonable Benefit Limit advantages.

Take a look at the table below for a summary of the main features of BT SuperWrap. If you think investing through Wrap could be for you, please speak to your financial adviser.

Feature Benefit Summary
Investment options Managed funds – Access to over 450 wholesale managed funds. Listed securities – Access to a selection of ASX listed CHESS sponsored securities including:

direct shares

listed trusts

listed debt securities.

Cash Account – Used to settle your transactions while paying a competitive interest rate.
Account features Preferred portfolios – Option to establish a Preferred Portfolio facility which allows you to tailor, manage and rebalance a predetermined managed funds investment strategy. Death benefit payment options – Nominate dependants under a binding or non-binding election, or you can select an automatic reversionary pension under the Pension Plan or the Term Pension Plan. Nominated external bank account – Flexibility to link external bank accounts (including credit union accounts) to your Regular Deposit Plan, Regular Withdrawal Plan and make one-off direct debits into and/or withdrawals from your Cash Account. Choice of insurance (Personal Super Plan only) – Death only or Death and Total and Permanent Disablement insurance at competitive rates.
Easy transaction options Regular Investment Plan – Option to regularly invest funds from your Cash Account into your choice of managed funds. Regular Contribution Plan (Personal Super Plan only) – Enables you or your spouse and/or your employer to contribute regularly from a nominated external bank account into your Cash Account.

The regular transaction options provide you with the flexibility to choose the:

  • commencement month
  • plan frequency (monthly, quarterly, half-yearly, annually)

optional end month
Investment minimums Personal Super Plan

Minimum initial investment: $50,000

Minimum withdrawal: Nil

Minimum investment per managed fund: Nil

Minimum withdrawal per managed fund: Nil

Pension Plan

Minimum initial investment: $50,000

Minimum additional investment: $15,000 (a new account is required, which may be consolidated with an existing Pension Plan account)

Minimum withdrawal: Nil

Minimum investment per managed fund: Nil

Minimum withdrawal per managed fund: Nil

Term Pension Plan

Minimum initial investment: $50,000

Minimum additional investment: $15,000 (a new account is required, which may be consolidated with an existing Pension Plan account)

Minimum investment per managed fund: Nil

Minimum withdrawal per managed fund: Nil

Cash Account

Minimum balance: $2,500
Services Consolidated reporting – You will receive an Annual Statement and an Annual Report after the end of the financial year. Telephone service – Call the telephone Voice Response Service any time on 132 135. Internet access – Information on your account is available 24hrs a day, 7 days a week here on the website.

Ready to apply?

You can access all BT Wrap accounts via any registered financial adviser. Talk to your adviser today, or use BT’s referral program to find a financial adviser.