BT Lifetime Super - Employer Plan

BT Lifetime Super - Employer Plan is a superannuation plan organised for employees by your employer and managed by BT.  As a member, you enjoy the benefits of group-buying power (meaning reduced costs for you) in both Administration fees and insurance premiums. 

The BT Lifetime Super – Employer Plan gives you the ability to choose investments covering a broad risk and return spectrum, great flexibility when it comes to the type of contributions you make and quality insurance options.

When the time comes for you to change employers, you can roll to BT Lifetime – Personal Super and continue your insurance cover.

Features

  • Investment choice
    You can choose from over 40 Investment Options so you can choose funds that suit your needs – whatever your age, aims and investment experience.
  • Flexible contributions
    You can contribute salary sacrifice funds, spouse contributions and personal after-tax contributions. The Plan also accepts the Government co-contribution (if you are eligible).
  • Flexible insurance
    Buying insurance through the BT Lifetime Super - Employer Plan may allow you to pay your premiums using pre-tax dollars and access competitive insurance premiums (group rates). 
  • Easy access
    You can easily monitor and manage your superannuation via this website.
  • Spouse accounts
    Your spouse can also join BT Lifetime Super – Employer Plan and enjoy the same features and benefits. 

Selecting your investment options

When selecting investment options make sure they match your investment needs.  Good financial planning means understanding your financial goals, how long you need to invest to achieve these goals and your attitude to risk.

If you already understand your investment needs, have a look at the investment options and risk categories available to you.

Prices and performance

The performance of each option is made up of changes in the unit price over time.

Full details

With the BT Lifetime Super - Employer Plan, your employer opens an account on your behalf.  If you want to know more about your superannuation fund, the Product Disclosure Statement has all the details you need.