BT Lifetime – Personal Super

Whether you’re employed, self-employed or a non-working spouse, BT Lifetime Super – Personal Super offers flexibility and investment options to take control of your superannuation and plan for your lifestyle in retirement.

Part of the Westpac Group, BT Financial Group manages and administers Westpac and BT’s range of superannuation and retirement investments.

You can maintain your BT Lifetime Super – Personal Super throughout your working life, regardless of how many times you change jobs.  If you’re eligible for Super Choice, your employer can make contributions directly to your account and you can rollover any funds from previous accounts directly into your BT superannuation fund.

Features

  • Over 20 Investment Options covering different asset classes and investment styles, managed by BT or allied investment management companies.
  • Low cost insurance rates - Death or Death and Total Permanent Disability (TPD) available
  • Easy internet and telephone transaction access available 24 hours a day and 7 days a week
  • A choice of binding and non-binding death benefit nominations to suit your personal circumstances.
  • Employer contributions: If you are eligible for Super Choice, your employer can make contributions directly into your BT account – just talk to your personnel or HR manager.
  • Extra contributions:you can make additional personal contributions, spouse contributions and government co-contributions (if you are eligible).
  • Minimum Investment: A one off investment of $3,000 or an initial contribution of $2,000 and a Regular Investment Plan contribution of at least $100 a month.


  • More information on fees, minimums and the services available.

Selecting your investment options

When selecting investment options make sure they match your investment needs.  Good financial planning means understanding your financial goals, how long you need to invest to achieve these goals and your attitude to risk.

If you already understand your investment needs, have a look at the investment options and risk categories available to you.

Prices and performance

Compare the performance of investment options (opens in a new window).

The performance of each option is made up of changes in the unit price (opens in a new window)over time.

Ready to apply

Having considered the Product Disclosure Statement, there are a number of ways for you to apply for BT Lifetime – Personal Super.