Retirement plans

Retired? Retiring? Why should your money stop working, just because you have?

There are now a range of retirement plans that can pay you a regular retirement income and may allow you to grow your capital in a tax-effective environment, so your money lasts longer.

Calculators

Use these calcultors (which open in a new window) on the Westpac website to assist you to better understand your retirements needs.

Retirement plans arranged by you or your adviser

BT Super for Life
A revolution in superannuation – a low fee retirement fund you can see and manage while doing your internet banking with Westpac. Having access to your retirement funds with your banking on one screen makes it easier to manage your finances. You can make withdrawals at any time and you are always in control.
BT Lifetime – Flexible Pension
If you’re looking for a flexible retirement income solution that offers a wide choice of investment options, comprehensive reporting and is highly tax effective, take a closer look at the BT Lifetime - Flexible Pension Plan.
BT SuperWrap and BT SuperWrap Essentials offer pension and term pension plans that give you a wide range of portfolio choices. These are investments administered through a Wrap platform which are generally only available via registered financial advisers.

Not available to new investors

BT Classic Lifetime – Flexible Pension
These funds are only available to valid specified beneficiaries by the deceased as a continuation of the BT Classic Lifetime - Flexible Pension.

BT is the fifth largest investment manager in Australia and we have been helping Australians save for retirement since 1969.