BT Lifetime – Flexible Pension

If diversification, flexibility and tax effectiveness are what you need from your retirement savings, the BT Lifetime - Flexible Pension Plan can keep your money working hard while you enjoy retirement.

Features

  • Investment Choice
    You have access to over 17 managed funds covering different asset classes, investment styles and fund managers. As a result you can choose a fund or combination of funds that fit your risk profile and meet your needs for capital growth and income.
  • Tax benefits
    Converting your superannuation savings to an flexible pension offers you the benefit of tax-free earnings, helping you preserve and grow your retirement capital. Depending on your situation, it may also allow you to benefit from some other significant tax benefits.
  • Flexible fees
    The choice of contribution fee and nil contribution fee options help you make the most of your capital. You can learn about the fee options in the BT Lifetime – Flexible Pension Product Disclosure Statement.
  • Quality service
    You receive comprehensive reporting and 24-hour internet and telephone transaction access to help you monitor and manage your money.

Selecting your investment options 

When selecting investment options make sure they match your investment needs.  Good financial planning means understanding how long you plan to invest for, your financial goals and your risk profile.

If you already know where you’re placed, have a look at the options in the risk categories you prefer.

Prices and performance

Compare the performance of investment options.

The performance of each option is made up of changes in the unit price over time.

Ready to apply 

Flexible pensions can only be opened using superannuation benefit monies classified as Unrestricted Non Preserved.  See your adviser or call BT if you have questions about your super.

When you are ready to covert your super savings into an flexible pension, there are a number of ways to apply for the BT Lifetime – Flexible Pension.