Baby Wrap case study

The term 'baby Wrap' is often used for entry-level investment Wrap accounts for investors with less than $50,000. This allows you the benefits of an investment Wrap service at a lower starting point. As your wealth grows, your adviser may recommend upgrading to increase your investment choice.

How Nina's baby Wrap gets her into the Wrap market

Setting up	Savings plan	Managed funds	Margin lending	Upgrading

Nina has $40,000 to invest. Her financial adviser recommends a portfolio of managed funds, margin loans and other investments managed through the one 'baby' Wrap account. Her adviser sets out the fees involved in the investment Wrap account, including management fees, service fees and adviser fees. Nina is able to bring over some of her existing investments into the Wrap portfolio.

Nina's financial planner recommends that she should set up a savings plan to help her achieve her financial goals. Nina can choose a regular savings plan linked to her bank account so that she can top up her investments automatically. All Wrap services provide sophisticated reporting tools. This way Nina and her adviser make more informed investment decisions, and stay in control.

Nina's adviser recommends a suite of managed funds tailored to suit Nina's risk profile and financial goals. She can choose from a select group of managed funds from different investment advisers, which she can secure at wholesale prices.

Should Nina be interested in borrowing to invest, her financial planner can set this up under her baby Wrap portfolio. The investment Wrap account makes it easy for her and her adviser to track and report on her investments as a whole.

Find out more about Wrap

Find a financial adviser using BT's Adviser Referral Program.
Learn about BT's Wrap accounts.