Consolidate your super

Generally people change jobs a number of times in their career, often with a new super account each time.
Julie has four different super accounts. Julie consolidates her super accounts into one. Look at the impacts of her decision.
Consolidate for maximum control

Updating

Previously, Julie's multiple funds made her susceptible to the risk of losing accounts over time.

Now Julie has only one super fund to update with address changes and she can easily keep track of her super over time.
After consolidating

When her super money was spread across different funds, Julie may not have been getting the earnings she needed to increase her super payout.

Once she consolidated her super, Julie had the option to make the most out of her super by investing for growth and adding to her super.

Make the most of your super.
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Single statement
Instead of receiving four separate account statements, Julie receives a single account statement. She knows exactly where she stands.
Keeping track
It is easier for Julie to keep track of her fees with just one account instead of four, and she may be paying less in fees.

Potential fee implications

When considering whether to roll over your super, you may need to weigh up the benefits of consolidating against the fees you may be charged.

What fees are you paying?

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Tracking lost super

Many people are not aware that they have super funds left behind from previous employment.

How to track down lost super funds
Find out more about investment
Find a financial adviser using BT's Adviser Referral Program.
Learn about BT's super funds.