Compare investment options

Super funds generally allow you to invest in a wide range of asset classes, or categories of investment. These are generally shares, property, fixed-interest securities or cash. They differ in the amount of risk involved and the potential for returns or losses.
A class act
Asset class performance graph
Investment returns on $1,000 invested over 20 years in different asset classes. Remember that past performance is not a reliable indicator of future performance. MSCI World ex Australia index-Net Dividends Reinvested in AUD, S&P/ASX 300 Property Trusts Accum Index, S&P/ASX 300 ex LPT Accum Index, UBS Composite Bond Index (All Matures), UBS Bank Bill Index Source: Datastream

Diversification
It's generally considered risky to put all your eggs in one basket. Some super funds offer the advantage of being able to diversify your investments in many different asset classes and industry sectors to help reduce risk and increase earnings.
Pebbles on sand
Your risk profile
Generally, the riskier the investment, the greater the potential returns - and losses. Working out the level of risk you're comfortable with can guide you in your choice of investments.
Try BT's Risk Profiler for a quick analysis of your risk profile.

Find out more about investment
Find a financial adviser using BT's Adviser Referral Program.
Learn about BT's super funds.