Your choices

You will need to make a number of choices about your super. For a start, Super Choice means that many people are able to choose which fund receives their hard-earned superannuation savings. Not only that, you can also choose how you want your money invested, and how to get hold of your investment when you retire.
Super choices
Cupped hands holding four stones
Stay or go?

Many people are now free to choose a super fund which best suits their needs. If you don't choose a fund, your super will be contributed to a fund your employer has selected on your behalf. This is known as the Employer Default fund.

What types of super are there?

Which fund?

To avoid moving super funds when your needs change, you may want to choose a super fund that offers a range of investment options across different asset classes and risk categories. This will enable you to choose an investment option that's right for your circumstances.

How do you assess your super fund?

Which investment portfolio?

The investment portfolio that's right for you depends on a number of factors, such as the length of time you are investing, your personal risk profile and your expectations for retirement.

How do investment options compare?

Which pension type?

As you draw close to retirement, one of the most important decisions you'll face is what to do with your super. Talk to your financial planner before you retire about how to get the most from your super.

What type of retirement income can you choose?

Which contribution option?

Different investment options suit different circumstances and goals, you will need to choose those that suit you.

Tell me more about contribution options.
Hot topic: Super Choice
If you are eligible for Super Choice, you don't have to stay with the super fund your employer has chosen - you are free to shop around for the fund that works best for you.
> Tell me about the types of super.
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