Why super?

In most cases, your employer is required by law to contribute 9% of your salary to your super. This is known as the Superannuation Guarantee.

Today's longer life expectancies mean we can look forward to many years of retirement.

One way to be financially secure during retirement is to save enough while you are working.

How much will you need?

Because super is designed to encourage you to save for your retirement, the Australian Government has created an attractive tax environment. Super can be a tax-effective investment as earnings are generally taxed at only 15%.

How is super taxed?

If you're eligible for Super Choice you can shop around for the super fund that works best for you.

What choices do you have?

Your super is your own long-term investment. You can control how you invest it and how much risk you want to take.

How do investment options compare?