Coping with change

People often ask what you do for a living. We often define ourselves, and are valued by others, by the work we do. Many people simply can't imagine what it will be like to stop working and lose that identity. How you cope may depend on how well you've planned for change.
Take time to adjust and focus on the positives

Have a life outside of work
Don't wait until you retire to develop interests outside of work. Take Tanya who at 84 tap-dances, travels overseas and volunteers in a community group. John took up windsurfing at the age of 60 and has something to look forward to in retirement.
  
Keep the cobwebs away
When Grace retired she enrolled at University, and graduated with Honours. If you miss the mental stimulation of working, there are plenty of options for both formal and informal study.
Prepare for emergencies
You may need to be prepared financially and emotionally for life's unexpected turns. Keep something in the kitty to cover increased medical bills, funeral expenses or any other emergency that may arise.
Woman on swing
Look after your body
There's plenty of research that shows the beneficial effects of exercise on your health and wellbeing. Find ways to fit exercise that you enjoy into your daily routine. An active lifestyle and a positive attitude can help keep you healthy longer.
Ease out of work
Instead of retiring completely, you may start a new career, run a business, work as a consultant or take part time work. Easing yourself gradually out of the workforce, rather than overnight, may help you adjust better to the changes.
  
Find out more about retirement
Find a financial adviser using BT's Adviser Referral Program.
Learn about BT's pension plans.