Regular gearing

Borrowing to invest using existing investments as security is called gearing. Regular gearing combines a regular investment plan with a margin lending facility. As with all investments, you should consider how to protect your investments against loss.
Increase the amount you can invest

Keep it regular
Regular gearing increases the money you have to invest - it's a simple, automatic process.
Protect against risk
If you invest more, you can increase your potential investment earnings but you can also increase your losses. If your investment loses value, you risk losing the money you invested. Find out what the risks are, and what you can do to minimise risk.
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Increase your investments
Adding to your investments through a regular investment plan increases the amount available to invest. Check out how the multiplier effect works.
Diversify
With more money to invest, you can diversify your investments - a proven method of reducing risk.
Find out more about BT's margin lending.
Download a copy of 'Margin lending made easy' (PDF, 557 KB).
Read BT's margin lending case studies.
Find a financial adviser using BT's Adviser Referral Program.
Learn about BT's margin loans.