Operating your margin loan

Once you have set up your loan, you need to decide on how best to operate it. A margin loan gives you flexible investment options because a margin loan has no fixed term. Provided your loan balance remains within the loan limit, your loan continues until you decide to pay off the balance.
Choose between flexible operating options

Regular payments
You can build the funds you have to invest through regular gearing, which combines a regular investment plan with a margin lending facility. What's regular gearing?
Trading
You can trade shares using your margin loan through an independent broker. Find out more about trading shares.

 		 Woman with pebbles
Re-investing
You can invest the funds that become available if the value of your portfolio grows and your loan margin increases. In this way, you can take advantage of the multiplier effect of margin lending.
Online trading
You can use your margin loan for online investing and trading. For example, many BT Margin Loan customers operate their loan portfolio online through their:
  • Westpac Broking account, or
  • E*Trade account, or
  • BT Wrap account.
Find out more about BT's margin lending.
Download a copy of 'Margin lending made easy' (PDF, 557 KB).
Read BT's margin lending case studies.
Find a financial adviser using BT's Adviser Referral Program.
Learn about BT's margin loans.