Interest payments

The interest rates you pay on your margin loan are set by your loan provider. You can meet the interest on your margin loan in a way that suits you, provided you meet your margin loan limit and buffer conditions.
Flexible interest payment options

Consider prepaying
Pre-paid interest is an advance payment of up to 12 months interest on a loan. With pre-paid interest, you lock in interest rates. Interest rate movements will have no impact on your pre-paid loan.

Potential discounts
Pre-paid interest means you may be able to take advantage of pre-payment discounts. For example, BT Margin Lending offers pre-payment discounts for loan balances of $250,000 and above.
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Cash flow
With pre-paid interest, you have better control of your cash flow. If you have pre-paid your interest upfront and do not increase your loan over that period, you do not have to worry about monthly interest charges.

 
Tax implications
You may be entitled to claim the interest you pay on your margin loan as a tax deduction. Read about the potential tax benefits with margin loans.
Find out more about BT's margin lending.
Download a copy of 'Margin lending made easy' (PDF, 557 KB).
Read BT's margin lending case studies.
Find a financial adviser using BT's Adviser Referral Program.
Learn about BT's margin loans.