Your choices

With a vast array of investment choices out there, it really pays to do your homework. One way you can start the ball rolling is to think about what you'd like to achieve. A financial adviser can help you determine a strategy to get you there.
Choose the right path to suit your goals
Woman walking along a boardwalk towards the sunset.
It's a matter of style

Fund managers manage your money in different ways. In the investment business, these are called ‘investment styles'. Specialist investment managers focus on particular areas of the market.

Make sure that the investment style of your chosen fund suits your strategy.

What are the investment styles?

Spoilt for choice

Your options are almost endless. There are managed funds that specialise in an array of assets both here and overseas. There are even managed funds that invest in other managed funds!

However, don't be daunted by choice. If you are clear about what you want to achieve, have sought financial advice and know your risk profile, you'll find the choices narrow down quite quickly.

What types of managed funds can you choose from?

Choosing a fund

One way to select the fund to suit your preferences is to understand which asset sectors the fund invests in. Asset sectors include cash, fixed interest, property and shares. Your choice will depend on the level of risk you feel comfortable with, your desired returns and your time frame.

What are the asset sectors?

It's easy to diversify

Because everyone's money in the fund is pooled, even a small investment can have a portfolio that can cover many different companies, countries and asset classes. Check the ‘Investment Basics' section to see how diversification may reduce your risk and increase your returns over the long term.
Hot topic: super is an investment, too

If you have super, you are already investing. For most workers, fund managers invest your super on your behalf. But don't forget that it is still your money, and you can make choices about how it is invested.

Check out your super choices in the 'Super & retirement' section.

Calculators
Try our investment calculators to help your planning.
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BT managed funds
Check out BT's managed funds in our 'Products' section.