Investment style

What investments should you choose? Consider your investment style - are you aggressive, moderate or conservative? This will depend on the level of risk you're prepared to take. Different asset classes pose different risk levels - generally, higher returns require higher risk. Remember that time reduces risk.
Choose your investment style to match your risk comfort zone
Investment style chart

 

It's the risk/return trade-off
  • Aggressive - you're willing to take more risk in the hope of high returns. You will invest most of your money in shares or property.
  • Moderate - you're willing to take some risk to achieve high returns, while keeping a certain amount in more conservative investments, for example, a mix of shares, property, cash and bonds.
  • Conservative - you're not willing to take much risk, but are prepared to trade off the high returns for guaranteed income from cash or bonds.
Which investor are you? Analyse your risk profile.
Growth, value and core styles

When it comes to investing in managed funds, you will hear the terms growth, value and core investment styles. These refer to the investment management styles of the fund manager.

Read about the investment management styles in our 'Managed funds' section.

Find out more about investment
Download a copy of Investing Truths (PDF, 279 KB) (opens a new window).
Find a financial adviser using BT's Adviser Referral Program.
Learn about BT's Investment funds.