Seek advice

When it comes to investing, it seems everyone has an opinion. But talk is cheap. On the other hand, professional advice - informed, expert guidance - is priceless. A licensed adviser can take the heat out of making investment decisions, and help you take control of your future. The right advice can set you up for life.
Knowledge is power
two people at a crossroads
Get smart with your money

Imagine you were given $800,000. It would seem a windfall. Now imagine losing $800,000. That's what most Australians lose over their lifetime through bad financial decisions, according to a Treasury taskforce. That's a lot of money to give away. Good financial advice can help you avoid mistakes and get the most out of your money.

Avoid the traps

Look at the whole picture

Should you pay off your mortgage faster? Should you set money aside for investment? Should you put more in your super? It's easy to lose the wood for the trees, but every investment decision you make now affects your entire financial future. A good financial adviser will take a holistic view of where you are now and where you want to be.

Find out what questions to ask when you choose an adviser.

Take a structured approach

Many of us make financial decisions on the run without realising the implications, but a financial adviser will take a structured approach. An adviser will analyse your financial data, consider your current situation and help you identify your goals. They usually prepare a plan containing recommendations, and then work with you to put your plan into action, and review it when your needs change.

Find an adviser through BT's adviser referral program

Tailor your solution

It can be daunting making your own financial decisions - there's a smorgasboard of choices out there. But there is no 'one size fits all'. You want a financial adviser who will tailor a solution that meets your unique needs.

Choose an adviser.

Invest in your own future

If you wanted driving lessons, you'd look for a qualified driving instructor. A qualified financial adviser is licensed to drive your financial future. Sure, you have to pay for it, but the right advice should make you money in the long term. There's a lot at stake, so make sure you shop around.

Choose an adviser.
Hot topic: managed funds make it easy
If you want to put experts at the helm, managed funds are easy and convenient. A managed fund is managed by a professional fund manager and you pool your money with other investors. You don’t need much to start, and you can diversify to spread your risk.

Check out managed funds in our 'Managed funds' section.
Investment calculators
Try our investment calculators to help you plan.
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Subscribe to BT's email newsletter Better Investor Online in our 'Market news' section
Investment funds
Check out BT's investment funds in our 'Products' section.
BT's best-sellers
Check out these two best-selling books by authors from the BT Financial Group
  • "The Woman's Money Book" by Vivienne James has already helped thousands of Australian women take charge of their finances
  • "The Couple's Guide to Money" by Linda Gough shows couples how to make the most of their financial power as a couple

To order email BT with your name, postal address, and the title and quantity of books required.

Find out more about investment
Download a copy of Investing Truths (PDF, 279 KB)(opens a new window).
Find a financial adviser using BT's Adviser Referral Program.
Learn about BT's Investment funds.