BT Margin Lending

Want to be better off by June 30?

Here’s how you can lock in a great fixed rate on your BT Margin Loan

By prepaying the interest on your BT Margin Loan by June 30 this year, you’ll lock in a prepaid interest rate of just 10.25% pa. You may also be able to take advantage of these great benefits:

  • Lock in protection against rising interest rates.
    By choosing to prepay the interest on your margin loan, you can lock in an interest rate that protects you from any future interest rate rises.
  • Potential tax deductions.
    Prepay before June 30 this year and you may be able to claim the cost of the interest as a tax deduction in the current tax year, provided you maintain the margin loan for the prepaid timeframe.
  • Easier cash flow management.
    By prepaying now, you won’t need to worry about making any interest payments on your margin loan until this time next year, allowing you to plan and manage your cash flow more effectively.

So to take advantage of the potential tax benefits, prepay the interest on your BT Margin Loan today.

Calculate your prepayment quote


Free investment guide

Westpac and BT have developed an exciting new guide to investment and potential tax strategies designed to help you get the most out of your investments. This useful and easy-to-read guide offers a range of innovative and practical equity investment solutions, including:

  • The benefits of a regular gearing plan
  • How using a Self Managed Account can give you more control over your investments
  • Managed funds that provide the safety of a capital guarantee
  • How you can build your portfolio and avoid margin calls