Standard BT Margin Loan
A margin loan lets you borrow money to invest in listed securities or managed funds, using existing cash, shares or managed funds as security. It’s a simple and flexible way of increasing the size and diversification of your investment portfolio. Whilst gearing can magnify your gains it can also magnify your losses so you should speak to a financial adviser or planner if you are considering a margin loan.
Minimum loan
The minimum loan for the BT Standard Margin Loan is $20,000 or $2,500 with a regular gearing facility.
Interest rates
With the BT Standard Margin Loan you can choose to pay either variable or prepaid interest. The variable rate is paid monthly in arrears; the prepaid interest rate can be set for 3, 6, 9 or 12 months. Prepaying interest before the end of the financial year can help you manage your cash-flow and interest on a margin loan can also be tax deductible.
Lending ratios (LVR)
The lending ratio (LVR) is the amount we’ll let you borrow against an individual security. With the standard BT Margin Loan this is between 35% and 80% depending on the particular security.
Want to know more?
Ready to apply?
Apply for a standard BT Margin Loan
If you need any help with your application call BT Margin Lending Customer Relations on 1800 816 222, Monday to Friday, 8.30am to 5.30pm Sydney time. Or you can email us at client.marginlending@btfinancialgroup.com.
For more information
Call BT Margin Lending Customer Relations on 1800 816 222.
