Standard BT Margin Loan

BT Margin Lending is a pioneer of margin lending in Australia and a leading provider of investment financing. A margin loan lets you borrow to invest in listed securities or managed funds using existing cash, shares or managed funds as security. It's a simple and flexible way of increasing the size and diversification of your investment portfolio. Like any investment, a margin loan involves some risks. While margin lending can potentially increase your gains it can also potentially increase your losses. We recommend that you speak to a financial adviser if you are considering a margin loan.

At a glance

Flexibility	No limit to the number of times you can transact No minimum amount for cash advances or loan draw-downs No minimum amount for loan repayments Securities can be held either in the borrower’s name or in the name of a third party Fixed or variable interest
Fees	No application or establishment fees for individual borrowers. No transaction fees
Loan to value ratios (LVRs)	LVRs are generally between 30% and 75%. Extensive list of over 2,100 approved securities including Australian shares and managed funds. All of our LVRs are listed on our Approved Securities Lists. These are subject to change at any time.
Tools to manage your loan	Monitor and transact on your loan account securely online 24 hours a day, 7 days a week Fix all or a portion of your loan online Update your details online Use our online calculators to simulate transactions on your loan Buffer / Margin Call alerts
Who can borrow?	Individuals and joint parties who are Australian residents for tax purposes and reside in Australia Australian companies and trusts
Repayments	The facility is an open ended revolving line of credit. There is no set principal repayment schedule. Part or full repayments to the loan can be made at any time by direct credit, BPAY®, cheque or direct debit.

Additional Options

BT Margin Lending_Online	Available to clients who open a BT Margin Loan which is linked to a Westpac Online Investing account. Applications must be completed online Lower interest rate than a Standard BT Margin Loan Trade online with Westpac Securities Receive discounted online brokerage rate
Regular Gearing Plan	Available with Standard BT Margin Loan and BT Margin Lending_Online Loan Minimum loan is $2,500 Minimum initial investment $1,000 per managed fund Minimum monthly investment of $250 per managed fund

Ready to apply?

If you need any help with your application call BT Margin Lending Customer Relations on 1800 816 222, Monday to Friday, 8.00am to 6.30pm Sydney time. Or you can email us at client.marginlending@btfinancialgroup.com.

BT Securities Limited ABN 84 000 720 114, AFSL 233722 and Westpac Banking Corporation are together the issuers of the BT Margin Lending Margin Loan. Product Disclosure Statements (PDS) are available for this product and can be obtained by visiting www.bt.com.au. You should consider the PDS before making a decision in relation to any of the products referred to on this page. This information has been prepared without taking into account your objectives, financial situation or needs. Because of this, you should, before acting on this information, consider its appropriateness, having regard to your objectives, financial situation and needs. The application of taxation laws depends upon an investor's individual circumstances. You should therefore seek professional advice on the taxation implication of investing through the products referred to on this page and should not rely on this information which should be used as a guide only.

Margin Lending

Contact us

Call BT Margin Lending on
1800 816 222

Email BT Margin Lending