Starting a Regular Investment Plan

Whether you're employed, self-employed or a non-working spouse, BT Lifetime Super - Personal Super offers flexibility and investment options to take control of your superannuation and plan for your lifestyle in retirement.

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Key benefits

A regular investment plan is a key part of your investment strategy that enables you to invest a set amount of money on a regular basis so that you can build your investment gradually and enjoy the benefits of dollar cost averaging.

See the benefits of starting a regular investment plan

Taking advantage of dollar cost averaging is an easy way to stay disciplined.

Louise’s goal was to save a deposit for an investment property. She decided to set up a regular investment plan of $200 a month on her initial $5,000 investment...

Read the case study

The BT Regular Investment Plan offers you the flexibility to:

  • contribute a minimum of $100 each month to your existing investment or when you open your investment with $2,000
  • increase, change or cancel your monthly investment at any time - without penalty
  • make regular investments straight from your bank, building society, credit union, BT Wrap Cash Account or BT SuperWrap Cash Account
  • existing Investors can deduct from your salary using the Payroll Deduction Facility (for some products)

Ready to apply

You can apply to participate in the BT Regular Investment Plan in the following ways:

Existing BT clients

New BT clients

Apply Online

If you've already registered to use our online services you can log into BT Online and set up a regular investment plan.

 If you are a new investor you can get started with a $2000 investment into a BT Investment Fund and regular contributions of $100 a month.

Download the Product Disclosure Statement (PDS)

In Writing


Download, print, complete and return a Direct Debit/Regular Investment Plan (RIP) request form at the address on the bottom of the form.

If you can't download or print the form, contact us to ask for a form to be sent to you.

The BT Regular Investment Plan applies to; BT Investment Funds, BT Classic Investment Funds and BT Investor Choice Funds (excluding the Westpac Cash Management Trust).

By phone


  • Call BT on 132 135 for more information

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