Margin Lending interest rates
BT Margin Lending offers both variable and fixed interest rates for Standard BT Margin Lending and BT Margin Lending_Online. The BT Margin Lending_Online interest rates can apply only when you link a BT Margin Loan to a Westpac Online Investing account.
Prepaying a fixed interest rate allows you to lock in interest rate certainty for up to a year and allows for easier cash flow management.
The interest paid may also be tax deductible depending on your personal circumstances and subject to the prepayment tax rules. Tax laws are complex and may change over time, possibly with retrospective application. You should consult a tax specialist or your financial adviser regarding the tax consequences of investing in a margin loan.
Variable interest
Interest rates are reviewed monthly and are subject to change.
| Standard BT Margin Loan | BT Margin Lending_Online Loan |
|---|---|
| 9.24% | 9.04% |
Fixed interest (in advance)
| Period | Standard BT Margin Loan | BT Margin Lending_Online Loan |
|---|---|---|
| 3 months | 8.45% | 8.25% |
| 6 months | 8.45% | 8.25% |
| 9 months | 8.45% | 8.25% |
| 12 months | 8.45% | 8.25% |
| 2 Years | 8.80% | 8.60% |
| 3 Years | 8.90% | 8.70% |
| 4 Years | 9.10% | 8.90% |
| 5 Years | 9.20% | 9.00% |
- You may choose to pay fixed interest monthly in arrears for an additional 0.10%.
- The maximum period you may pre-pay is 12 months in advance
- Prepaid interest is not refundable
Margin Lending
Contact us
Call BT Margin Lending on
1800 816 222
