Management costs - retirement investments
| BT Lifetime - Flexible Pension | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| APIR Code | Fund | ICR 2009 | ICR 2008 | ICR 2007 | ICR 2006 | ICR 2005 | OGFM 2004 | MER 2003 | MER 2002 |
| BTA0006AU | BT Australasian Bond | 1.60 | 1.61 | 1.65 | 1.71 | 1.67 | 1.70 | 1.67 | 1.69 |
| BTA0154AU | BT Australasian Bond NCF | 1.95 | 1.98 | 2.05 | 2.13 | 2.10 | 2.12 | 2.07 | 1.84 |
| BTA0007AU | BT Australian Share | 1.85 | 1.70 | 1.68 | 1.89 | 1.90 | 1.87 | 1.65 | 1.90 |
| BTA0152AU | BT Australian Share NCF | 2.30 | 2.13 | 1.95 | 2.31 | 2.34 | 2.32 | 2.10 | 2.14 |
| BTA0493AU | BT Balanced Returns | 1.97 | 1.74 | 1.80 | 1.85 | 1.85 | 1.85 | 1.93 | 1.90 |
| BTA0150AU | BT Balanced Returns NCF | 2.37 | 2.07 | 1.96 | 2.26 | 2.31 | 2.27 | 2.35 | 2.33 |
| BTA0491AU | BT Cash | 1.44 | 1.42 | 1.64 | 1.62 | 1.60 | 1.60 | 1.62 | 1.62 |
| BTA0175AU | BT Cash NCF | 1.85 | 1.81 | 2.00 | 2.04 | 2.01 | 2.00 | 2.07 | 2.04 |
| BTA0492AU | BT Conservative Outlook | 1.92 | 1.88 | 1.90 | 1.92 | 1.88 | 1.83 | 1.90 | 1.90 |
| BTA0151AU | BT Conservative Outlook NCF | 2.31 | 2.09 | 1.99 | 2.33 | 2.31 | 2.23 | 2.31 | 2.33 |
| BTA0066AU | BT Future Goals | 1.98 | 1.80 | 1.78 | 1.96 | 1.90 | 1.91 | 1.86 | 1.89 |
| BTA0149AU | BT Future Goals NCF | 2.37 | 2.21 | 2.09 | 2.38 | 2.32 | 2.34 | 2.29 | 2.06 |
| BTA0008AU | BT Global Bond | 1.27 | 1.62 | 1.41 | 1.89 | 1.84 | 1.81 | 1.72 | 1.76 |
| BTA0155AU | BT Global Bond NCF | 1.67 | 2.04 | 1.81 | 2.31 | 2.24 | 2.23 | 2.12 | 1.52 |
| BTA0009AU | BT International Share | 2.03 | 1.91 | 1.95 | 1.92 | 1.91 | 1.92 | 1.88 | 1.95 |
| BTA0153AU | BT International Share NCF | 2.42 | 2.31 | 2.35 | 2.32 | 2.34 | 2.33 | 2.28 | 2.39 |
| BTA0156AU | BT Property Securities | 1.87 | 1.77 | 1.79 | 1.88 | 1.90 | 1.90 | 1.90 | 1.88 |
| BTA0010AU | BT Property Securities NCF | 2.27 | 2.09 | 2.05 | 2.30 | 2.32 | 2.31 | 2.35 | 1.90 |
| BTA0191AU | Colonial First State Australian Shares | 2.36 | 2.23 | 2.36 | 2.39 | 2.37 | 2.35 | 1.42 | 1.40 |
| BTA0211AU | Colonial First State Australian Shares NCF | 2.76 | 2.63 | 2.55 | 2.81 | 2.79 | 2.77 | 1.88 | 1.84 |
| BTA0192AU | Aberdeen Actively Hedged International Equities | 2.23 | 2.19 | 2.55 | 2.56 | 2.55 | 2.55 | 1.49 | 1.40 |
| BTA0212AU | Aberdeen Actively Hedged International Equities NCF | 2.63 | 2.59 | 2.95 | 2.98 | 2.98 | 2.95 | 1.89 | 1.86 |
| BTA0193AU | Macquarie Conservative | 2.02 | 2.03 | 2.22 | 2.34 | 2.32 | 2.22 | 1.41 | 1.40 |
| BTA0213AU | Macquarie Conservative NCF | 2.56 | 2.56 | 2.59 | 2.77 | 2.73 | 2.62 | 1.82 | 1.74 |
| BTA0194AU | BlackRock Balanced | 2.35 | 2.21 | 2.35 | 2.27 | 2.25 | 2.19 | 1.42 | 1.40 |
| BTA0214AU | BlackRock Balanced NCF | 2.73 | 2.59 | 2.48 | 2.69 | 2.67 | 2.62 | 1.88 | 1.89 |
| BTA0195AU | MLC Growth | 2.37 | 2.25 | 2.39 | 2.41 | 2.39 | 2.37 | 1.43 | 1.40 |
| BTA0215AU | MLC Growth NCF | 2.77 | 2.62 | 2.52 | 2.83 | 2.82 | 2.78 | 1.84 | 1.81 |
| BTA0228AU | Multi-manager Balanced | 2.20 | 2.04 | 1.91 | 1.89 | 1.87 | 1.75 | 2.25 | 2.30 |
| BTA0234AU | Multi-manager Balanced NCF | 2.60 | 2.44 | 2.31 | 2.31 | 2.30 | 2.16 | 2.77 | 2.70 |
| BTA0227AU | Multi-manager Conservative | 2.05 | 1.89 | 1.76 | 1.79 | 1.77 | 1.62 | 2.18 | 2.25 |
| BTA0233AU | Multi-manager Conservative NCF | 2.50 | 2.30 | 2.17 | 2.21 | 2.19 | 2.04 | 2.52 | 2.65 |
| BTA0229AU | Multi-manager Growth | 2.30 | 2.08 | 1.96 | 1.99 | 1.97 | 1.87 | 2.38 | 2.35 |
| BTA0235AU | Multi-Manager Growth NCF | 2.70 | 2.49 | 2.37 | 2.41 | 2.40 | 2.29 | 2.90 | 2.75 |
| BT Classic Lifetime - Flexible Pension | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| APIR Code | Fund | ICR 2009 | ICR 2008 | ICR 2007 | ICR 2006 | ICR 2005 | OGFM 2004 | MER 2003 | MER 2002 |
| RFA0493AU | BT Active Balanced | 2.07 | 1.95 | 1.90 | 1.88 | 1.95 | 2.17 | 2.16 | 2.09 |
| RFA0048AU | BT Active Balanced NCF | 2.07 | 1.95 | 1.90 | 1.88 | 1.95 | 2.78 | 2.16 | 2.09 |
| RFA0008AU | BT Cash | 1.28 | 1.29 | 1.51 | 1.56 | 1.58 | 1.63 | 1.62 | 1.59 |
| RFA0050AU | BT Cash NCF | 1.28 | 1.29 | 1.51 | 1.56 | 1.58 | 2.25 | 1.62 | 1.59 |
| RFA0492AU | BT Conservative | 1.89 | 1.82 | 1.90 | 1.91 | 2.01 | 2.05 | 2.03 | 1.99 |
| RFA0049AU | BT Conservative NCF | 1.89 | 1.82 | 1.90 | 1.91 | 2.01 | 2.66 | 2.03 | 1.99 |
| RFA0116AU | BT Core Australian Share | 2.04 | 2.01 | 2.03 | 2.05 | 2.23 | 2.31 | 2.33 | 2.19 |
| RFA0046AU | BT Core Australian Share NCF | 2.04 | 2.01 | 2.03 | 2.05 | 2.23 | 2.93 | 2.33 | 2.19 |
| RFA0117AU | BT Core Global Share | 2.32 | 2.34 | 2.30 | 2.31 | 2.35 | 2.43 | 2.35 | 2.29 |
| RFA0043AU | BT Core Global Share NCF | 2.32 | 2.34 | 2.30 | 2.31 | 2.35 | 3.04 | 2.35 | 2.29 |
| RFA0494AU | BT Diversified Share | 2.08 | 2.00 | 2.00 | 1.98 | 2.10 | 2.13 | 2.15 | 2.09 |
| RFA0047AU | BT Diversified Share NCF | 2.08 | 2.00 | 1.97 | 1.98 | 2.10 | 2.75 | 2.15 | 2.09 |
| RFA0123AU | BT Ethical Share | 2.15 | 2.17 | 2.21 | 2.29 | 2.33 | 2.39 | 2.50 | 2.29 |
| RFA0044AU | BT Ethical Share NCF | 2.15 | 2.17 | 2.21 | 2.29 | 2.33 | 3.01 | 2.50 | 2.29 |
| RFA0128AU | BT Imputation Share | 2.15 | 2.08 | 2.01 | 2.07 | 2.24 | 2.22 | 2.24 | N/A |
| RFA0045AU | BT Imputation Share NCF | 1.89 | 2.08 | 1.98 | 2.07 | 2.24 | 2.84 | 2.24 | N/A |
| BT Personal Portfolio Service - Pension | |||
| APIR Code | Fund | ICR % 30/06/09 2 | Administration Fee Reduction %1 |
|---|---|---|---|
| Westpac Classic Strategies | |||
| WFS0173AU | Dynamic Growth | 1.27% | n/a |
| WFS0170AU | Balanced Growth | 1.26% | n/a |
| WFS0172AU | Diversified Growth | 1.25% | n/a |
| WFS0174AU | Moderate Growth | 1.24% | n/a |
| WFS0171AU | Conservative Growth | 1.23% | n/a |
| Westpac Sector Funds | |||
| WFS0177AU | International Shares | 1.29% | n/a |
| WFS0176AU | Australian Shares | 1.26% | n/a |
| WFS0175AU | Property | 1.27% | n/a |
| WFS0169AU | International Fixed Interest | 1.19% | n/a |
| WFS0168AU | Australian Fixed Interest | 1.25% | n/a |
| WFS0167AU | Cash And Short-Term Securities | 1.20% | n/a |
| WFS0317AU | Australian Sustainability Share Fund | 1.30% | 0.73% |
| WFS0318AU | International Sustainabilty Share Fund | 1.58% | 0.50% |
| Other Managers | |||
| WFS0061AU | BT Wholesale Partner International Shares Value 1 | 2.07% | 0.17% |
| WFS0062AU | BT Wholesale Partner International Shares Growth 1 | 2.07% | 0.17% |
| WFS0184AU | BT Wholesale Conservative Outlook Fund (Closed) | 2.05% | n/a |
| WFS0183AU | BT Wholesale Balanced Returns Fund (Closed) | 2.12% | n/a |
| WFS0182AU | BT Wholesale Australian Share Fund (Closed) | 1.98% | n/a |
| WFS0185AU | BT Wholesale International Share Fund (Closed) | 2.16% | n/a |
| WFS0181AU | BT Wholesale Asian Share Fund | 2.20% | n/a |
| WFS0271AU | BT Wholesale European Share Fund | 2.19% | n/a |
| WFS0058AU | BT Wholesale Partner Aust Shares Value 1 | 1.97% | 0.11% |
| WFS0059AU | BT Wholesale Partner Aust Shares Growth 1 | 1.97% | 0.11% |
| WFS0060AU | BT Wholesale Partner Aust Shares Core 1 | 1.97% | 0.11% |
| WFS0206AU | BT Sustainable Conservative Fund | 2.09% | n/a |
| WFS0205AU | BT Wholesale Active Balanced Fund | 2.17% | n/a |
| WFS0204AU | BT Wholesale Core Australian Share Fund | 1.98% | n/a |
| WFS0275AU | BT Wholesale Smaller Companies Fund | 2.29% | n/a |
| WFS0274AU | BT Wholesale Core Global Share Fund | 1.94% | 0.22% |
| WFS0369AU | BT Wholesale Geared Imputation Fund | 1.82% | 0.48%2 |
| WFS0063AU | BT Wholesale Core Hedged Global Share Fund | 1.98% | 0.18% |
| WFS0324AU | Aberdeen Australian Equities Fund | 1.99% | n/a |
| WFS0319AU | Blackrock Scientific Australian Equity Fund | 1.98% | n/a |
| WFS0178AU | Blackrock Scientific Diversified Growth Fund | 1.98% | n/a |
| WFS0179AU | Blackrock Scientific Diversified Stable Fund | 1.88% | n/a |
| WFS0180AU | Blackrock Scientific International Equity Fund | 2.08% | n/a |
| WFS0186AU | Colonial First State Wholesale Diversified Fund | 2.14% | n/a |
| WFS0272AU | Colonial First State Wholesale High Growth Fund | 2.34% | n/a |
| WFS0187AU | Colonial First State Wholesale Imputation Fund | 2.15% | n/a |
| WFS0321AU | Aberdeen Select Investment - Australian Share Fund | 2.24% | n/a |
| WFS0320AU | Aberdeen Select Investment - Capital Growth Fund | 2.29% | n/a |
| WFS0322AU | Aberdeen Select Investments Actively Hedged International Equities Fund | 2.34% | n/a |
| WFS0191AU | Macquarie Master Australian Enhanced Equities Fund (Closed) | 1.91% | n/a |
| WFS0192AU | Macquarie Master Enhanced Cash Fund (Closed) | 1.81% | n/a |
| WFS0193AU | Macquarie Master Fixed Interest Fund (Closed) | 1.81% | n/a |
| WFS0194AU | Macquarie Master Property Securities Fund (Closed) | 1.91% | n/a |
| WFS0188AU | Macquarie Wholesale Australian Enhanced Equities Fund | 2.11% | n/a |
| WFS0189AU | Macquarie Wholesale Fixed Interest Fund | 2.01% | n/a |
| WFS0190AU | Macquarie Wholesale Property Securities Fund | 1.99% | n/a |
| WFS0337AU | Blackrock Global Small Cap Fund | 2.44% | n/a |
| WFS0201AU | Blackrock Wholesale Australian Share Fund | 2.14% | n/a |
| WFS0200AU | Blackrock Wholesale Balanced Fund | 2.14% | n/a |
| WFS0203AU | Blackrock Wholesale Managed Income Fund (Closed) | 1.99% | n/a |
| WFS0198AU | MLC Wholesale Horizon 5 Growth Portfolio (Closed) | 2.18% | n/a |
| WFS0195AU | MLC Wholesale Australian Share Fund | 2.16% | n/a |
| WFS0197AU | MLC Wholesale Global Share Fund | 2.32% | n/a |
| WFS0196AU | MLC Wholesale Horizon 4 Portfolio | 2.18% | n/a |
| WFS0064AU | MLC Wholesale Income Builder | 2.16% | n/a |
| WFS0273AU | MLC Wholesale Platinum Global Fund (Closed) | 2.73% | n/a |
| WFS0199AU | MLC Wholesale Property Securities Fund | 2.06% | n/a |
| WFS0391AU | Platinum International Fund | 2.73% | n/a |
| WFS0066AU | Schroder Hybrid Securities Fund | 1.94% | n/a |
| WFS0065AU | Schroder W/S Australian Equity Fund | 2.11% | n/a |
| WFS0067AU | UBS Australian Fund | 1.99% | n/a |
| WFS0068AU | UBS International Fund | 2.09% | n/a |
- If the portfolio includes investments in certain funds managed or operated by companies within the Westpac Group, a reduction in the administration fee will be charged against the holding in the fund. BT Funds Management Limited is a member of the Westpac Group. The Administration Fee Reduction percentage is included in the ICR percentage.
- The actual reduction for this fund will be calculated taking into consideration the gearing level of the underlying fund.
- Includes the Administration Fee, Investment Management Fee, Expense Recovery and Admin Fee Reduction as these are charged/credited via pricing. Does not include the Issuer Fee (previously Additional Admin Fee) and Member Fee (previously Annual Admin fee) as these are charged via redeeming units.
| Westpac Flexible Income Plan | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| APIR Code | Fund | ICR 2009 | ICR 2008 | ICR 2007 | ICR 2006 | ICR 2005 | OGFM 2004 | MER 2003 | MER 2002 |
| WFS0284AU | Australian Property Securities Fund | 1.72 | 1.74 | 1.69 | 1.75 | 1.78 | 1.85 | 1.60 | 1.86 |
| WFS0360AU | Australian Property Securities Fund NCF | 2.14 | 2.14 | 2.14 | 2.15 | 2.18 | 2.24 | 2.31 | 2.30 |
| WFS0282AU | Australian Shares Fund | 1.71 | 1.74 | 1.70 | 1.77 | 1.79 | 1.89 | 1.89 | 1.87 |
| WFS0353AU | Australian Shares Fund NCF | 2.11 | 2.14 | 2.09 | 2.17 | 2.19 | 2.24 | 2.29 | 2.28 |
| WFS0113AU | Balanced Growth Fund | 1.72 | 1.75 | 1.71 | 1.77 | 1.81 | 1.94 | 1.91 | 1.90 |
| WFS0354AU | Balanced Growth Fund NCF | 2.12 | 2.15 | 2.10 | 2.17 | 2.21 | 2.31 | 2.30 | 2.29 |
| WFS0114AU | Conservative Growth Fund | 1.71 | 1.74 | 1.70 | 1.74 | 1.79 | 1.91 | 1.92 | 1.90 |
| WFS0355AU | Conservative Growth Fund NCF | 2.11 | 2.14 | 2.10 | 2.14 | 2.19 | 2.28 | 2.29 | 2.25 |
| WFS0115AU | Dynamic Growth Fund | 1.72 | 1.76 | 1.71 | 1.78 | 1.81 | 1.93 | 1.91 | 1.90 |
| WFS0356AU | Dynamic Growth Fund NCF | 2.12 | 2.16 | 2.11 | 2.18 | 2.21 | 2.25 | 2.29 | 2.27 |
| WFS0116AU | Guaranteed Money Market Fund | 1.40 | 1.59 | 1.55 | 1.56 | 1.62 | 1.71 | 1.75 | 1.80 |
| WFS0357AU | Guaranteed Money Market Fund NCF | 1.80 | 1.99 | 1.94 | 1.96 | 2.02 | 2.13 | 2.14 | 2.12 |
| WFS0283AU | International Shares Fund | 1.74 | 1.79 | 1.75 | 1.83 | 1.85 | 1.86 | 1.97 | 1.94 |
| WFS0358AU | International Shares Fund NCF | 2.14 | 2.19 | 2.15 | 2.23 | 2.25 | 2.27 | 2.35 | 2.35 |
| WFS0117AU | Moderate Growth Fund | 1.71 | 1.74 | 1.70 | 1.76 | 1.80 | 1.89 | 1.91 | 1.91 |
| WFS0359AU | Moderate Growth Fund NCF | 2.11 | 2.14 | 2.10 | 2.16 | 2.20 | 2.28 | 2.31 | 2.29 |
| 1 Includes the Administration Fee, Investment Management Fee, Expense Recovery and Admin Fee Reduction as these are charged/credited via pricing. Does not include the Issuer Fee (previously Additional Admin Fee) and Member Fee (previously Annual Admin fee) as these are charged via redeeming units. * Formerly Deutsche Australian Equities Alpha Fund |
|||||||||
| Westpac Variable Income Plan (K00) | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| APIR Code | Fund | ICR 2009 | ICR 2008 | ICR 2007 | ICR 2006 | ICR 2005 | OGFM 2004 | MER 2003 | MER 2002 |
| WFS0042AU | Balanced Growth Fund | 1.68 | 1.67 | 1.66 | 1.71 | 1.72 | 2.44 | N/A | N/A |
| APC0492AU | Cash Guaranteed | 1.51 | 1.50 | 1.50 | 1.50 | 1.53 | N/A | N/A | N/A |
| WFS0043AU | Conservative Growth Fund | 1.67 | 1.66 | 1.65 | 1.68 | 1.69 | 2.44 | N/A | N/A |
| APC0495AU | Growth Plus | 1.68 | 1.68 | 1.60 | 1.72 | 1.72 | 2.44 | N/A | N/A |
| WFS0044AU | Guaranteed Money Market Fund | 1.51 | 1.50 | 1.50 | 1.50 | 1.53 | N/A | N/A | N/A |
| APC0494AU | Managed Growth | 1.68 | 1.67 | 1.59 | 1.70 | 1.71 | 2.44 | N/A | N/A |
| APC0493AU | Managed Stable | 1.67 | 1.68 | 1.61 | 1.68 | 1.68 | 2.43 | N/A | N/A |
| WFS0045AU | Moderate Growth Fund | 1.67 | 1.66 | 1.66 | 1.69 | 1.71 | 2.44 | N/A | N/A |