Types of investments
The number of different types of investments can seem confusing at times. Most investment types carry varying levels of risk and return, and the right investment for you will depend on your financial needs and strategy.
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What are managed investment funds?
Managed funds, also known as managed investments or unit trusts, are an investment where you can pool your money with other investors. A specialist fund manager invests the money for you, and uses the fund's buying power to purchase a wide range of investments.
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What are multi-manager funds?
Multi-manager funds offer you a level of diversification not possible from single manager funds. They give you the power to spread your investment across additional levels of asset classes, investment managers and investment styles.
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What is margin lending? What is investment gearing?
Margin lending, or investment gearing, is a financial arrangement that enables you to borrow money to invest in shares and managed funds. Borrowing money to invest gives you the opportunity to achieve greater returns.
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What is a wrap account?
A wrap account combines or 'wraps' your investments into a single account. It's a one-stop shop where you can manage your investment portfolio and buy a range of investments, shares, and managed funds at wholesale prices.
Did you know?
All investing involves a trade-off between risk and return. The key lies in understanding your tolerance to risk.
Tax goes hand in hand with investing. It’s a complex area but an understanding of the fundamentals can ensure you avoid any mistakes at tax time
