Margin Lending
Taking out a margin loan is simply borrowing money to invest in shares or managed funds using your existing cash, shares or managed funds as security.
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What is margin lending?
Find out how you can use your existing cash, shares or managed funds as security for a margin loan.
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Why use a margin loan?
You may consider a margin loan if you want to build an investment portfolio and be able to increase the amount you can invest.
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What is a credit limit and how can you manage it?
You request a credit limit as part of the application process. The credit limit that we approve is dependant on a credit assessment of each applicant to verify that this loan obligation can be serviced.
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What is a margin call?
A margin call occurs if your margin loan balance exceeds the sum of your borrowing limit and the buffer at any time.
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How to manage margin calls
You need to monitor and manage your loan portfolio in the event of a margin call.
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How much can you borrow?
The amount that you can borrow is determined by the securities in your portfolio, their loan to value ratio (LVR) and a credit limit based on an assessment of your financial position.
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What are the risks?
It is important you understand the risks associated with margin lending.
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What is the multiplier effect?
The multiplier effect allows you to borrow to invest more, while this may increase potential gains it may also increase potential losses.
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What is regular gearing?
Regular gearing is simply combining a regular investment plan with a margin lending facility.
Margin Lending
Contact us
Call BT Margin Lending on
1800 816 222
