BT Life Protection Plans
Determining the type of insurance and level of cover that’s right for you should be done with the help of your financial adviser or planner.
The following types of cover are available under BT Life Protection Plans.
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Term Life
Term Life Insurance provides a lump sum payment to your dependants if you die.
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Total and Permanent Disablement
Total and Permanent Disability insurance provides a lump sum payment in the event of you becoming totally and permanently disabled.
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Living Insurance
Living Insurance provides a lump sum payment if you suffer in the event of a specified serious illness or injury such as cancer or a stroke. Living Insurance is not available through SuperWrap.
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Income Protection
Income Protection insurance provides you with a monthly income if you are unable to work for a period of time as a result of sickness or injury.
Did you know?
Only 4% of typical working families with dependant children have the life cover recommended by experts to cover their needs.
You can arrange certain types of insurance through your superannuation. This may be a tax effective way of establishing your insurance and your premiums may also be more cost effective