BT Protection Plans
Determining the type of insurance and level of cover that’s right for you should be done with the help of your financial adviser or planner.
The following types of cover are available under BT Protection Plans.
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Term Life
Term Life Insurance provides a lump sum payment to your dependants if you die.
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Total and Permanent Disablement
Total and Permanent Disability insurance provides a lump sum payment in the event of you becoming totally and permanently disabled.
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Living Insurance
Living Insurance provides a lump sum payment if you suffer in the event of a specified serious illness or injury such as cancer or a stroke. Living Insurance is not available through SuperWrap.
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Income Protection
Income Protection insurance provides you with a monthly income if you are unable to work for a period of time as a result of sickness or injury.
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Business Overheads
Business cover provides you with a monthly benefit if the Insured Person is unable to work at their full capacity in their business due to sickness or injury.
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Additonal insurance cover
Other available insurance cover to provide for your needs.
For more information
For more information on BT Protection Plans, contact your Financial adviser, or call us on 1300 553 764.
Related information
BT Portfolio Services Limited ABN 73 095 055 208, AFSL No. 233715 (BTPS) arranges the issue of the BT Protection Plans (Wrap and Wrap Essentials) by Westpac Life Insurance Services Limited ABN 31 003 149 157, AFSL No. 233728 (Westpac Life).
BTPS administers BT Protection Plans (SuperWrap and SuperWrap Essentials). BT Funds Management Limited (BTFM) ABN 63 002 916 458, AFSL No. 233724, RSE No. L0001090 is the trustee and issuer of SuperWrap and SuperWrap Essentials and Westpac Life is the insurer.
Westpac Banking Corporation ABN 33 007 457 141 is a distributor and is not responsible or liable for payments under BT Protection Plans.
Did you know?
Only 4% of typical working families with dependant children have the life cover recommended by experts to cover their needs.
You can arrange certain types of insurance through your superannuation. This may be a tax effective way of establishing your insurance and your premiums may also be more cost effective
