Fee type
Administration Fee

BT MySuper Investment Pricing
$5.00 per month*

PLUS
0.35% p.a.** of your balance in this investment option   has been negotiated for your plan.

BT Choice Investment Pricing
$5.00 per month*

PLUS
0.35% p.a.** of your balance in this investment option has been negotiated for your plan.

How it's applied
Deducted from the account balance at the end of each month, by way of deduction of units. Deducted from the investment option and reflected in the unit price on a daily basis.

Fee type
Investment Fee

BT MySuper Investment Pricing
0.50% p.a.*** for BT’s MySuper Lifestage investment option

BT Choice Investment Pricing
0.18% - 1.54% p.a.*** of your balance in this investment option

How it's applied
Deducted from the investment option and reflected in the unit price on a daily basis.

Fee type
Indirect cost ratio:
Stronger Super Expense Recovery and Superannuation Levy

BT MySuper Investment Pricing
Up to 0.10%^ p.a.

BT Choice Investment Pricing
Up to 0.10%^ p.a.

How it's applied
Deducted from the BT MySuper Lifestage Investment Option and reflected in the unit price on a daily basis.

* Indexed on 1 July each year
** Excludes any applicable expense recovery fees
*** A performance fee may be paid in addition to the fees above. Currently the performance fee is estimated to be in the range of 0.00% to 0.03% based upon figures within the current Product Disclosure Statement (PDS). The performance fee may be higher if certain investment performance targets are achieved in the future. 
^Recent regulatory reforms have required us to undertake a significant program of work to implement the reforms to help cover the significant cost of implementing these reforms and the levies, the Fund’s Indirect Cost Ratio may increase by up to 0.10%. This increase commenced from 1 July 2014 for cost recoveries only and are expected to apply until reform implementation is completed in 2017. The amount charged will be reduced by any tax benefit you are entitled to receive. The difference between any Stronger Super Expense Recovery and Superannuation Levy charged and the reduced Stronger Super Expense Recovery and Superannuation Levy will be rebated back to your account, in the form of additional units in your Investment Option(s), at the end of the following month.

Other Fees

Fees when your money moves in and out of your account.

Establishment Fee
Nil

Contribution Fee
Nil

Withdrawal Fee
Nil

Termination Fee
Nil

Your fees may change from time to time. Please refer to the PDS for the current schedule of fees.