More on managing employee reactions to volatility

18/06/2008

As we get closer to annual statement time in July, now is the time to further educate your employees on the current market volatility impacting super returns, and get your employees to see the bigger picture when it comes to their super.

Key messages around volatility

Remind your employees that super is a long-term investment. Over the years we’ve seen many periods of short-term market volatility that have impacted on investors’ returns and history has shown us that, with time, investment markets inevitably recover.

Encourage your employees – especially those who are many years away from retirement – to take a long-term view of their investment. They should be discouraged from thinking too much about short-term market movements and instead, they should focus on their longer term super goals.

Resources for your employees

To help your employees understand market volatility and its impact on their super returns, we have some useful articles that address concerns of the super investor:

You can’t control the markets but you can control how you manage your super
Steps your employees can take to control their super in times of market volatility, which can have a big impact on their investment in the long term
The historical view of volatility
Explores the historical context of recent market falls to help employees understand that current market volatility follows a period of unprecedented stability
The Advisers' view: Investing for long-term success
Provides your employees with insight into how three financial advisers coach their clients through more challenging times

Simply forward the above links to your employees for online viewing or download and print the articles from the latest Better Investor magazine.

Upcoming communication with your employees

To further manage reactions to super returns, we’ll be communicating to your employees via our ‘Super Investor’ newsletter, which will accompany annual statements.

Super Investor will feature articles to help your employees understand the performance of their super including the impact of volatility on super investors of different ages, a close look at common questions about annual super statements, and a review of market performance.

Still have questions?

If your employees would like to know more about market volatility or other strategies to help take control of their super, ask them to visit our website at www.bt.com.au or to speak to their financial adviser.